mortgage and applying for credit.

[ablaze]

weve just had a mortgage approved and are looking to buy a new suite, we are looking at one in dfs, which obviously is a finance option... can you apply for credit so soon after a mortgage?

 

[Hope39]

It doesn't always cause a problem, DFS use two credit lenders,

we got our first sofa on credit no problem at all but i think i didn't pass with the first agency they used when i ordered my next lot of sofa's, probably because i already had a sofa on credit with them (we have 2 lounges).

The second agency they used asked to look at my bank statement for the last 6 months, luckily the in laws had given us a couple o grand for christmas and it was still sitting in the bank 6 months later

If you have applied for credit lots in the last 3 months then it might be a problem

 

[ablaze]

hey thanks for reply!! havent applied for any credit (except mortgage) so heres hoping well b fine! thanks

 

[suzib76]

if you havent any credit record as such showing you making payments back for anything it may be better to wait a couple of months to show your mortgage payments being made