Mother of all conception months Graduates

[molly85]

Ahhh nightmare.

Bids i see u lurking

 

[Bids]

haha hey molly just trying to catch up??!!! Bloody hell ive missed too much dunno why im even trying

how are you all

been to pick our new car up today 4 and half hour drive all round trip im knackered but the car is awesome

cant wait to see the MW on monday to be measured still have hardly any bump

 

[MADLYSBOYS]

Hey Bids :wave:

Am trying to get my head around this tax credits thingy on direct.gov feeling very confused

We get the family element currently which is 545.00 but according to the website we should get 2,300 element for each child paid on top of this what I dont understand is why the fook we dont

Our income is under 40k but wont be now with DHs promotion....cant bloody win!

 

[PeanutBean]

Madly it's really complicated. There are maximum allowances per child and per family that can be awarded but they are knocked down due to income. For example, before we were paying loads of childcare (he had 1 day a week for two months) our award would say childcare element £X and below it reduction due to income which would be all of it. They giveth and they taketh away!

Hmrc has a tax credit calculator online BUT it runs April to April so will calculate what you would get for only two months now (so you'd need to multiy by 6, approximately) BUT the rules all change again in April. That's why it's best to phone them and discuss it.

Madly I am really angry about your mw. Madcat has got the cash do we KNOW 21st is cut off. I think you should email hmrc and get them to respond confirming it then show this to your MW. The people she has rung much be her mw informers. Mine was the same, said they had been told 15th. I said about madcat and was insistent and we both got cross (not with each other, with the government!). It's clearly an attempt to confuse and get a bunch of women to not receive what they are entitled to. You can't let them win!!

Oo I'm so angry with this government!!!!

 

[Bids]

hey madly

ive been looking at the grants etc too and i cant work out why my mate gets the surestart and i dont?!! im sure she doesnt get any benefits so what can the difference be - i'll have to ask her when i next speak to her...

bloody confusing and annoying isnt it

 

[MADLYSBOYS]

Thanks Ladies

I did call the HIP helpline hon told then my LMP edd of 16th however my scan disagrees but MW places me in the middle on examination and she has wrote my EDD of 16th on my MATB1 form....he said if she wrote the 16th on my claim form I would qualify and he couldnt see how she wouldnt be happy to do this however on speaking with her she flat out refused and said she had been reprimanded as she has tried to swing for other ladies and that it was def def def 15th cut off...I explained what the HIP helpline told me and also knew of ladies due after 15th who had recieved but she was adamant she couldnt do it!

 

[pinkclaire]

Thanks for the info on the duvet I'll try it tomorrow!

Peanut I went on today to look into it so didn't realise it had changed surely your more likely to need it with a second child as you don't have the chance to save up? For 9 months after james was born I was on mat pay and my OH unemployed, we could really do with that money to help but nevermind!

It seems like our babies will just miss out on a lot.

What's happening with tax credits after april? I didn't know anything was changing?
Also their a pain in the bum to work out, irony know why it's so complicated but if your not happy appeal, we did and my payments went from 100 a month to 800 not sure how it was soooo different lol x

 

[PeanutBean]

Madly take this to your consultant MW (supervisor of mws). Not to be complaining against your own mw but to make them aware that the advice they've been given is wrong and is depriving a number of women of their entitlement. Your mw clearly needs to be told she is allowed to do it.

Bids there are a number of benefits including child tax credit that confer eligibility. Does your pal already have a child maybe? We didn't qualify last time. Well I didn't even apply but we wouldn't have qualified I'm sure. Catch 22.

 

[PeanutBean]

Pink the cuts and changes announced in the budgets are staggered right up to 2012. The household income to be eligible is reducing (£23k by 2012, don't know how childcare fits in with this yet); the baby under 1 element is going; every year the actual amounts change because of inflation etc but I don't know how that will be given other things are not going up in line with inflation. The whole thing is still improperly disclosed and planned. Best to assume we all get nothing ever again and be pleasantly surprised if we do!

I feel for our kids. No hip, no sure start, no baby element and then really no ctc, no ctf, no cb for many and frozen for all... It's awful that our children are paying for their greed.

 

[madcatwoman]

HIP Grant:
Girls. this is the email i gave my MW (it was given to me by tas1).

she looked at it and said she was confused as it conflicted with what they had been told, but filled out my form anyway and let the other MW's know about it. so print this out and take it to your MWS'

> Subject: RE: General Health in Pregnancy Grant queries
> Date: Mon, 10 Jan 2011 10:51:52 +0000
> From: [email protected]
> >
> Thank you for your email
>
>
>
>
>
> Women who reach their 25th week of pregnancy on or after the 1st January
> 2011 will not be eligible for the Health in Pregnancy Grant.
>
>
>
> This means that your midwife or GP must certify on your claim form that
> you are at least 24 weeks and 1 day pregnant by 31 December 2010. I am
> unable to give specific advice on individual due dates.
>
>
>
>
>
> There is no cut-off date for submitting the Health in Pregnancy Grant
> form, but fully completed claim forms must be received by HM Revenue &
> Customs within 31 days of the health professional signing the form and
> the claim must be received before the baby is born.
>
>
>
> More information about benefits that women or families may be entitled
> to is available online. The website address is www.direct.gov.uk
>
>
>
>
>
> Regards
>
>
>
> W Kapke
>

 

[molly85]

hmmmmm. not a happy bunny with all these changes. think i'll stiil the forms and see what happens. my dad likes buying abby stuff so might ask if he can do one of our short term bills instead. as she has loads of stuff

 

[gilz82]

Why do the government have to make everything so complex!!

I know we wouldn't be eligble for any of these things anyway, but still it's so annoying.

We might get some child tax credits, but only if we apply and then phone up and explain that our income for 2011-2012 tax year will be considerably less than the year before. It's such a contrived process!!

Not having a great morning anyway, got into work to find that my computer is totally fried. Must have been a power surge overnight and for some reason my computer is the only one not connected to a surge protector.

Had to scrabble around to steal one of my colleagues machines, put my hard drive in to check if it still worked and then go from there. That's nearly a hour and a half of my day wasted already

 

[madcatwoman]

Morning All.

Gilz, duvet update. Afriad it didnt work for me last night, it looks/feels nice and thick and bouncy, and i really thought it would but sadly not, i tossed and turned and massaged my poor hips as much as any other night!. duvet was folded in to quarters too, not sure if i can fold it any more and still fit it under the sheet, but will have a go!!.

Im going to dress up our cotbed this morning

 

[molly85]

madcat whats your pillow situation? the quilt has to run the length of the bed really to get the full effect. i am now sleeping almost upright its the cmfiest position so far with a pillow under my knees, it does look odd but helps with the limited breathing to

 

[gilz82]

Aw Madcat bummer about the quilt thing i haven't tried it yet as my OH is home for a couple of days unexpectedly Will try it on sunday night when he's gone and see if it helps me.

I can't wait til my cot bedding actually arrives, it's been such a huge saga. Ordered it three weeks ago, loads of emails back and forward which resulted in me spitting the dummy last night and saying just give me my money back. I've ordered it again from somewhere else so hopefully it'll arrive on monday and then the cot will look like a proper place to put a baby

Let us see a picture once you are done!

 

[madcatwoman]

molly, the duvet is folded for maximum comfort, it runs from my pillows to below the knees(almost shin length). then i have a pillow for between my knees which i pull up a tad as i can also use it for bump support

Gilz i dont blame, you, this is the trouble we had with the cot@toys r us, i thought they would be a good store to buy from.
it took them a month to give a del date, it never came, then we had 3 more dates-it never came, then they told us it was broken and would order a new one, then they told us its out of stock and would refund us, after all that!.
i cant believe some stores are so good and others can be so bad, kiddiecare on the other hand have been great, we had next day delivery!.

We did get our bedding from toys r us, but we bought it in store.

 

[gilz82]

I'm my own worst enemy where delveries etc are concerned anyway Madcat, i'm so impatient these days i just want everything instantly

 

[madcatwoman]

I'm my own worst enemy where delveries etc are concerned anyway Madcat, i'm so impatient these days i just want everything instantly

thats my down fall, impatience, always has been. when we just decided to TTC, i wanted to be pregnant there and then, now the nursery is coming together, i now want baby b in it!. and the same goes for everything else in life..........order a new car, and i want to leave the showroom with it...

 

[gilz82]

I'm glad it's not just me then.

I think i've asked before but i forget, there's a surprise, is anyone planning on going to antenatal classes?

 

[PeanutBean]

I agree with having the duvet spread out for your whole body. I found that any edges, lumps or anything hurt whatever part of my body was lying on then. If it helps any I am so much better this time so if you have another kid hopefully it'll be better for you too!

Well morning all. I slept pretty well last night, excluding a brief intermission when Byron came in (no idea what time) and yanked my hair for a while. Bit nauseous but doing ok. Started work at half 9. The shopping just came so loads to munch on. Yum. Also scoffing mini eggs. Trying to get through to the doctors to find out why they called - I'm assuming anaemia - but eternally engaged.

I'm feeling much less stressed about work stuff after my phone meeting yesterday. Plus the candidates we've chosen I think will all be plenty capable of picking up my volunteering stuff wherever I leave it. A couple of them will probably know far more than me as they are much more experienced in the third sector! So all in all, I think things are ok. Ignoring all the fb stuff...

Sorry about your computer gilz but glad it's not your home one. How stupid for yours not to be protected!