Thank you everyone. I just really needed to vent about this. I held it together for most of the day while we did a bunch of running around and making a bunch of phone calls. We spent the day trying to get my husbands ID back, cancelling credit cards, getting a rental car, dealing with insurance, etc. when we got home..I just broke down. It hit me so hard.
I'm dealing with it better now but ugh..I just can't believe it. And to top it off...you don't realize how much paying for insurance is such a scam till something like this happens to you. I feel like we not only got robbed from these idiots that took our car and everything in it but then to feel robbed from your insurance company...that you are required to have no less if you want to own a vehicle here. You pay thousands of dollars a year into insurance for times like these and then when it comes time you need help...you get the "sorry, we can't help you"
We will be getting the book value back for our vehicle so that's at least good.