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Pramaholic86
Guest
Once you're on the council, you're safe for life. No-one is going to decide to not renew your tenancy, increase your rent according to Market trends, allow you to pay only what you can afford, etc !
I live in a Housing Association property and I'm very grateful for the security I have as I can't foresee my tenancy being revoked unless I become an unsociable tenant or I don't pay my rent.
However I must point out that every year my rent and service charge increases. This year the combined increase was 10% on last years charge. As far as I am aware rents and service charge increases are limited by law and this applies to private rents too.
I would love it if the HA only charged what they thought I could afford but if that was the case I'd be paying a lot less!
As a private tenant, if you can't pay your rent, you'd more than likely be kicked out at the end of your contract and the money reclaimed via small claims, as a council tenant that's not likely to happen. I'm not saying you should be, but that's what I mean about security, you'll never be made homeless? On the borough I work on, if you fall in to rent arrears, you pay back what you can until the amount is recovered.
I don't think people on 100k should be allowed to stay in their homes. That's abuse of the system surely? Individual cases need to be taken in to account, ie elderly but able bodied 'normal' families shouldn't be allowed, IMO.
If someone is earning 100k they should have to pay the average private rent. Although if I was on 100k I'd definately be buying!
They may 'their homes' but for example, me and my OH moved out of our last home because with LO we couldn't afford the rent (with me part time) I have lots of memories, particularly getting my BFP, going in to labour, bringing baby home However, we had to move because we couldn't afford it, and someone who can afford it will move in.
Sad but that's life!
Because unless you own a property, it's never yours!