Sorry, this may be long:
Husband and I got married in May 2007, and took possession of our first home on January 3, 2008. We had originally decided when we got married that we would wait a couple years, but then were able to buy right away so changed the plans saying that we would try in Feb 2009 as after a year of paying a mortgage and whatnot, we would be able to organize our finances.
In May, we thought I was pregnant. When we found out I wasn't, he said that we could ttc in September. I got so excited. I partied it up all summer, then September came, and he told me he wasn't quite there. I was NOT happy.
It turned out it was a good thing cause we started to notice some minor things around our house needed to be fixed. It went from minor to pretty major. The major being we needed to replace our hot water tank, and we have a fault in our foundation that we need to wait til spring to get fixed. We live in a townhouse condo, and we are at the mercy of the condo board to hire a contractor and get it fixed as the foundation is their concern, not ours.
Husband and I have finally decided that when we get our finances back in check, we can start trying. We are figuring late spring, early summer '09. We'll see though.
I am also going to note that if I were to get pregnant now, we would both be over the moon. We would be in a good financial position for a baby, however, we would like to get other stuff sorted out beforehand if we can.