I'm 20 (21 next week) Me and dh have been married almost 2 1/2 years, bought our 3 bed 2 bath house a year and a half ago. No way could we get a loan from the bank with the ecomony. I was lucky and my grandpa bought the house, but i pay the exact morgage, with 5% intrest also, so its like I'm going through a bank.