Benefits for teenage single mother and student PLEASE HELP

sianzia

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I literally feel like tearing my hair out I am so stressed with this, I get bad anxiety over worries like this and its making me really uneasy and ill lately. I am 20 weeks pregnant.

I am 18 and recently finished sixth form and achieved the grades I needed to attend university in September. I knew I was pregnant when I got the grades but still intended to continue and pursue university however difficult others say it may be. It was my choice to continue the pregnancy despite everyone else comments I felt like for me it was the right thing to do. I know there are other mothers in worst situations than me who continue a pregnancy and raise a child therefore I did not feel justified enough to make the decision to end a life. I understand some people may disagree with my choice to continue university with a child but I find it completely do able as I am fully dedicated to both my child and making it work to better our futures. I would rather do this now and be able to provide a stable future for her when she starts school rather than be a stay at home mum and then go to uni and have no a lot of money when she starts school, I want to prepare my future now.

I got in to a London university and I live in Dorset so that wasn't ideal. I have applied through clearing for Southampton but I am yet unsure if I will get a space. If I do it will be ideal as the course is classed as full time but is only for 2 days a week and its about a 20 minute cheap train journey from where I am.

Because I am a student right now I don't get any benefits and im not sure if I can claim any while pregnant and being a student? Right now I live at home with my grandparents and im lucky enough for my grandparents to be supporting me until my student loan comes through (end of next month) I get maximum grant and loan as I live away from my mum which works out divided at about £550 a month (ALLOT of this would be going on travel to London if i end up not getting a place at the other uni as i don't think moving to an unfamiliar place with a newborn is a good idea)

I am so worried that I will have to live on a student loan to pay rent bills nappies milk clothes etc for me and my daughter. Will I be given anything else? I have very little experience with benefits but I do know that most stay at home single mothers don't struggle much financially but i feel i will just because im a student.

Does anyone know what benefits I will get and how much I will get and if it will effect my student loan or vice versa? I think I can get child benefit and child tax credits but im unsure how much and can i get income support?

Also I haven't told anyone im pregnant yet the dad wants no involvement so im a little ashamed of telling my grandparents and i know how much this will upset them. Does anyone know if i will be entitled to housing benefit? as unfortunately i think when they find out im going to have to move, and does anyone know if i can get this while being pregnant and a student or if i will have to wait till i have had the baby. If i was to move I got in to the closer uni i would probably end up moving in to a home near there as the rent is considerably cheaper and i would spend less on travel.

Thanks everyone.
 
Yes you will get child benefit. You may be eligible for other benefits - maybe try contacting citizens advice or even better your university's student support team for advice. The university may also have a creche where your little one can go while studying, but these are usually extremely oversubscribed so its best to get on the waiting list as early as possible. Good luck to you.
 
You will get child benefit and child tax credits but I dont think anything else as student loan can be classes as income. ..
 
Not sure if you still need this info but you do get extra loans for having a child. About £1.5k if i remember right and student finance will pay 85% of childcare costs as well.
 

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