I also agree about talking about it. My OH is 2 years younger than me, so while I was ready, he wasn't. We talked about everything, all the time, family and kids being one of many things discussed and after about 1 year he finally felt ready. I was just turning 36 and that's still plenty young.
My sister also had her first at 36 and then accidentally got pregnant again at 38, so you tend to have more time than you think.
Thanks. I'm about to turn 36 too. Thanks for your reply xx