Cycle 1 day 1. Who's with me? *update* It's a girl! Congrats baby_bray!!!

[BERDC99]

I have 12 days 19 hours and 15 minutes untill my NT scan I cant stand to wait.

I did get a call from the doctors office today to talk about what my insurance covers. I will only owe the doctor 577.00 for everything including delivery after my insurance pays 90%. Now to find out what I will owe the hospital. Overall I am pleased with the cost.

Are you serious?! You have some really great insurance! If I get pregnant and have baby this year it will cost $9000. If I get pregnant this year but don't have it till next year it will cost anywhere from $9000-$18000!
Good luck on your next scan

I was actually shocked when she told me. This includes all my prenatal visits and my six weeks post. I will owe the hospital and the anesthesiologist, but after I pay 1000 out of pocket my insurance pays 100%. Plus the doctors bill does not include my ultrasounds because they are done at the perinatal center. I figure after I pay the doctor, and the 10% for all my ultrasound I will reach the 1000 out of pocket and wont have to owe the hospital anything. Not to mention all my appts for my GD cause they are all with a seperate doctor.

 

[moter98]

$577... wow, I will probably owe my maximum out of pocket, which is $1000, which I am quite happy about!

I'm jealous! We've been saving up since last year though so we will be able to pay upfront this time. As long as it under $12000

 

[moter98]

My DH asks constantly when I can test, then is like really you have to wait that long??? LOL, Hopefully now he has a better appreciation for the 2WW. This month he didn't ask when I O'd so he has no idea when I should test.

Colta, I think i see a faint line in that test. I agree test again! But I would wait for FMU...

AFM... I feel like I have been hit by a truck. I have absolutely 0 energy right now! I feel like I could lay down and sleep for about 6 hours! It just hit me after lunch, so either I overate (which is a definate possibility!) or my meds are catching up to me... dang Progesterone!

I o'd on sat and dh asked me sunday if I was pregnant, then again on Tuesday!

 

[Twinkie210]

$577... wow, I will probably owe my maximum out of pocket, which is $1000, which I am quite happy about!

I'm jealous! We've been saving up since last year though so we will be able to pay upfront this time. As long as it under $12000

We would be screwed if we owed that much! But $12,000 seems realy high with insurance. I thought a vaginal delivery only costs $4,000-$6,000. Does your insurance pay anything???

 

[moter98]

$577... wow, I will probably owe my maximum out of pocket, which is $1000, which I am quite happy about!

I'm jealous! We've been saving up since last year though so we will be able to pay upfront this time. As long as it under $12000

We would be screwed if we owed that much! But $12,000 seems realy high with insurance. I thought a vaginal delivery only costs $4,000-$6,000. Does your insurance pay anything???

No. We have a $9000 deductible before they pay anything. Me and dh have individual family insurance because we don't get health insurance through our employers. They also do not cover our ds brace. They say they don't cover durable medical equipment. Not like it matters much but still makes me mad as its not we are choosing for him to wear them. It's medically necessary!!

 

[Twinkie210]

That stinks Moter! I try not to complain about my insurance because it is actually fairly good, but hearing that I guess I shouldn't complain at all!

 

[moter98]

We do get an hsa acct so that helps. A better plan would help a lot more though. You really get screwed when you cant be in a group plan. It's because with a group plan it evens itself out should one have high claims. Chances are it will likely be few and the many will make up for it. But with us, there's just one family.

 

[colta]

Well, I tested again after getting home and it was a very clear BFN... looks like the other one was just an evap.

 

[Twinkie210]

Well, I tested again after getting home and it was a very clear BFN... looks like the other one was just an evap.

It's still early... plenty of time for that BFP!

 

[moter98]

Try with fmu. Maybe it was just too diluted, or too early yet.

 

[colta]

On the plus side of all this crappiness... I did have something good happen today.

I was invited to go to either the Dominican/Bahamas or somewhere else tropical for March Break by a group of my classmates. They found some good deals on some all inclusive resorts, so I'm going on a vacation!!

Unfortunately, when I go... if what I think is going to happen this month (ie. AF) happens and we don't conceive in February, then I'll be some tropical paradise when I'm due to ovulate in March... but seeing as how I've never been out of the country (or the maritimes), I think it's time to get out and see the world.

 

[moter98]

Oh Bahamas would be so fun! I've never been but my brother has been to both places and says its just beautiful there. Hey, chances are you've already caught that egg anyway

 

[colta]

Oh Bahamas would be so fun! I've never been but my brother has been to both places and says its just beautiful there. Hey, chances are you've already caught that egg anyway

I don't think so motor... I'm beginning to get the feeling that me and DH are going to be a couple who have to try for a long time to get preggers... I wouldn't be surprised to hit that 6 month mark and go to my Dr's appt and be diagnosed with unexplained secondary infertility... ... I don't have any hope for this cycle... that 'line' I say was probably just an evap, nothing more.

 

[moter98]

It takes the average couple 6 months to conceive colta so it doesn't mean there is anything wrong. I am on month 8 of ttc. You just have to try an stay positive. It will happen!

 

[Twinkie210]

It takes the average couple 6 months to conceive colta so it doesn't mean there is anything wrong. I am on month 8 of ttc. You just have to try an stay positive. It will happen!

I'm in month 12!!!! I go back and forth about when it will happen, but I refuse to give up. I don't care if I have to visit 100 Drs or have sex while standing on my head I will get another baby!

 

[moter98]

It takes the average couple 6 months to conceive colta so it doesn't mean there is anything wrong. I am on month 8 of ttc. You just have to try an stay positive. It will happen!

I'm in month 12!!!! I go back and forth about when it will happen, but I refuse to give up. I don't care if I have to visit 100 Drs or have sex while standing on my head I will get another baby!

That's the spirit! I second that.

 

[mailcmm]

Colta... Try in the am.

And for the love of god girls go get frers. All other tests are useless. They are so worth the extra money. You can get 3 for under 20 and test at 8, 11, &14 dpo. And each box has a $2 coupon inside. So next time they are even cheaper. I'm just sayin. Lol

 

[mailcmm]

Twinkie and Moter.... It will happen girls. Hopefully it already has. And colta you chart is still really promising. I am still pulling for you girls.

 

[moter98]

thanks mail! you are always the voice of wisdom.

 

[mailcmm]

ATM... We decided to make ourselves legal and get hitched. Not doing anything fancy. I already had a huge wedding and he hates parties. Lol so now I need to find a whitish materinty dress that isn't too dressy. Something tea length. I hate shopping.