Damn Insurance!!!!!

[JViti]

So, a few weeks ago, I FINALLY was able to sign the release forms allowing my doctor to perform IVF. We were so excited!!! I have a blocked right tube, and a useless left tube, and PCOS. So we were excited to finally, after 2 years, have a glimmer of hope.

But of course...we have a black cloud over our heads....

Our insurance company will NOT cover IVF until after 6 failed IUI attempts!!! SIX!!! That means a minimum of 6 months before I can have a fair shot at getting pregnant. My doctor told me that I could get pregnant with IUI, but the chances of ectopic are higher for me then normal. If I have an ectopic, not only would I have to have an abortion (well, a D&C, but to me thats an abortion), but that could further damage my already damaged tubes and make even IVF not possible. My doctor fought and fought but to no avail.

I am sooooo bummed right now. We already started on the IVF cycle run...Today is my day 1, and I start the birth control. Then I am still gunna get the bloodwork done and whatnot, but I am just so bummed out. Ive been waiting 2 years...I'm sick of waiting, and I dont wanna wait another 6 months for "Maybes." I want a YES...POSITIVE...PREGNANT!!!

How much more do I have to go through just to get my baby??? Thats all I want.

 

[blue33]

I totally understand what you are saying!!! My left tube burst after my last ectopic, which only left me with my right one and an hsg just showed it is blocked. So now we have been referred to a fs for an ivf plan.

I called my insurance to make sure they would cover it, and of course Nope they do not. I was told ' we cover the testing for fertility /infertility, but as soon as you are diagnosed infertile, we cover nothing more, sorry and good luck'. I couldn't believe it!

It upsets me so much that I am going to have to go broke to just get a bfp. Like people in our situations aren't under enough stress already. It should be mandatory that all insurance companies cover at least a portion of ivf.

It's all very overwhelming, but hopefully all of us on here will eventually be holding our baby in our arms!

 

[sugarpi24]

My insurance covers everything BUT ivf....and they cover 6 IUI's a lifetime. and of course we did 2 IUI's no BFP...so our next course is IVF....so we have to try and get a loan for everything or come up with the money some other way. Insurance companies suck sometimes

 

[Squotes]

Insurance is a pain! Best of luck to you!!

 

[lanet]

My insurance doesn't cover anything at all if the word fertility is mentioned. So we pay 100% out of pocket. I get what you mean about "black cloud" I wonder what it would be like to not have the financial part to worry about.