DFS 4 years interest free credit

[Debi]

Hi ladies, does anyone know how hard the dfs credit check is? I checked my credit and it is smack bang in the middle, fair, 819 with no defaults... does anyone know if i'd be accepted? Or do you reckon they would only accept good credit ratings?

Thank you

 

[HopefulPony]

I think they accept most people, they're pretty unscrupulous on terms of their checks, just be careful we did it and tried to pay off early ad actually sorting it out was a nightmare the credit companies they use are atrocious

 

[Vesta]

I'm one of the people the DFS sales staff call to process these finance agreements. (Bascially I'm the woman who tells them if the computer says yes or no!) We're pretty strict to be honest. I would say we turn down about 20% of applicants.

 

[Vesta]

I just remembered something. When we decline applications DFS try other finance providers who are less strict. I believe there are a few different companies that they use.

 

[Debi]

Thanks for the replies
I guess i'm just going to have to give it a try.. my credit isn't bad or anything, just not totally awesome I really don't fancy gettin a knock back in the store haha xxxx