Femara Friends!

[sugarpi24]

Thanks guys!!! Getting into that much debt is surely scary! I think we will only transfer 2 and go from there. Glad IVF has helped some ppl conceive! It's helping us get motivated to pay off credit cards so I guess that's good lol oi! Hope you guys have a good rest of your weekend!!

 

[Chook]

Lola!!! That's f-ing crap!!! I can't even imagine how you feel right now. I can't believe they would try and bully you guys like this. Your baby wouldn't even know the siblings and the siblings would hardly know the baby! I'm soooo angry for you right now. I truly hope it all works out.

Afm I'm on the ivf train again. Off to egg collection tomorrow. This is our 5th and last attempt. Moving on to donor egg if it doesn't work this time. Pretty sad considering I'm only 33 but it just seems like my eggs have a genetic issue.

Congrats to all who have their bfp's! Can't wait to you have a child in your arms Karen. Hopefully you won't be waiting to much longer. Xox

 

[LolaM]

Lola!!! That's f-ing crap!!! I can't even imagine how you feel right now. I can't believe they would try and bully you guys like this. Your baby wouldn't even know the siblings and the siblings would hardly know the baby! I'm soooo angry for you right now. I truly hope it all works out.

Afm I'm on the ivf train again. Off to egg collection tomorrow. This is our 5th and last attempt. Moving on to donor egg if it doesn't work this time. Pretty sad considering I'm only 33 but it just seems like my eggs have a genetic issue.

Congrats to all who have their bfp's! Can't wait to you have a child in your arms Karen. Hopefully you won't be waiting to much longer. Xox

Yeah, im pretty pissed. Its a no-win situation. We dont take them, wish we had and lose our baby or we DO take them and wind up miserable. We just dont know what to do...but ive got my fingers crossed for you. Der and I were doing IUI at this time last year, and here we are still no pregnancies.

 

[Prayerful]

Lola!!! That's f-ing crap!!! I can't even imagine how you feel right now. I can't believe they would try and bully you guys like this. Your baby wouldn't even know the siblings and the siblings would hardly know the baby! I'm soooo angry for you right now. I truly hope it all works out.

Afm I'm on the ivf train again. Off to egg collection tomorrow. This is our 5th and last attempt. Moving on to donor egg if it doesn't work this time. Pretty sad considering I'm only 33 but it just seems like my eggs have a genetic issue.

Congrats to all who have their bfp's! Can't wait to you have a child in your arms Karen. Hopefully you won't be waiting to much longer. Xox

Glad you're back at it again Chook. Really praying this one works for you! Good luck tomorrow!

 

[Chook]

Thank you prayerful! I just can't seem to stop lol. I can't being to imagine how tormented yourself and super sperm hubby must be over this Lola. I'm thinking of you xox

 

[Chook]

I need to catch up. We're are you up to prayerful?

 

[LotusBlossom]

Chook- Sorry to hear it has taken so many tries and still bfn. I have everything crossed that this is your cycle. We're paying off the last IVF and FET rounds and hoping to try again next year. It's hard to have paid more than $22,000 only to have heartbreak and surgery, but I think we've removed an obstacle by removing the blocked (endo) tube. Fingers crossed!

I hope to see your BFP soon!

 

[karenh]

Chook I really hope this time works for you! It has been such a rough journey. If you do have to move to donor egg I wish you all the best. I have two friends pregnant right now with donor eggs.

 

[sugarpi24]

talk to the lady that deals with the insurance today about IVF and see if our insurance covers anything....she said most likely since they have to put it as it leading up to IVF (all the lab work) than most likely not. I asked if we were to do the 3 IVF program for $23,400 and if it took on the first try if we would get money back and she said no...we would still have to pay it all she said thats what the down fall is about that 100% refund program. but we would have to pay $1,016 out of pocket for the anesthesia and such. And we will have to pay for the medications out of pocket if our insurance doesnt cover those. She is calling the insurance company to get answers and emailing me exact prices that we need. so guess we will just try and pay off as much debt as possible and then apply. now for those that did the IVF did you have to pay it all up front before they went and did the IVF procedure. She is telling me that you do...but i think that means that you have to get the loan and then you can start the procedure while making payments...idk im confused about that.

 

[~Brandy~]

talk to the lady that deals with the insurance today about IVF and see if our insurance covers anything....she said most likely since they have to put it as it leading up to IVF (all the lab work) than most likely not. I asked if we were to do the 3 IVF program for $23,400 and if it took on the first try if we would get money back and she said no...we would still have to pay it all she said thats what the down fall is about that 100% refund program. but we would have to pay $1,016 out of pocket for the anesthesia and such. And we will have to pay for the medications out of pocket if our insurance doesnt cover those. She is calling the insurance company to get answers and emailing me exact prices that we need. so guess we will just try and pay off as much debt as possible and then apply. now for those that did the IVF did you have to pay it all up front before they went and did the IVF procedure. She is telling me that you do...but i think that means that you have to get the loan and then you can start the procedure while making payments...idk im confused about that.

I chose to pay mine in full up front.. However I got a letter in the mail with payment options the same day I paid so I assume it's not required. Our insurance has an ivf exclusion but my doctor billed all my lab work and tests anyway and they did indeed pay 7900 in tests and such over the last year so he sent me a refund I wasn't even expecting. I love love love doctor

 

[MMW430]

talk to the lady that deals with the insurance today about IVF and see if our insurance covers anything....she said most likely since they have to put it as it leading up to IVF (all the lab work) than most likely not. I asked if we were to do the 3 IVF program for $23,400 and if it took on the first try if we would get money back and she said no...we would still have to pay it all she said thats what the down fall is about that 100% refund program. but we would have to pay $1,016 out of pocket for the anesthesia and such. And we will have to pay for the medications out of pocket if our insurance doesnt cover those. She is calling the insurance company to get answers and emailing me exact prices that we need. so guess we will just try and pay off as much debt as possible and then apply. now for those that did the IVF did you have to pay it all up front before they went and did the IVF procedure. She is telling me that you do...but i think that means that you have to get the loan and then you can start the procedure while making payments...idk im confused about that.

I think I've mentioned before that we got a MAP loan through the hospital, through US Bank. We had to have the loan approved before they'd do anything (it only took like.....3-5 days to approve). The 10k really only covered the procedure. All of the labs/scans/meds had to be paid out of pocket. We used our tax return to pay for the medication, and the insurance company is still going back and forth with the hospital as far as labs/scans are concerned. I had the retrieval done on 4/30, and then we did a 5 day transfer. We have yet to get a bill for the loan. I'm not stupid. I know it's coming, but it's been nice having extra months to pay off other things while we wait.

 

[~Brandy~]

talk to the lady that deals with the insurance today about IVF and see if our insurance covers anything....she said most likely since they have to put it as it leading up to IVF (all the lab work) than most likely not. I asked if we were to do the 3 IVF program for $23,400 and if it took on the first try if we would get money back and she said no...we would still have to pay it all she said thats what the down fall is about that 100% refund program. but we would have to pay $1,016 out of pocket for the anesthesia and such. And we will have to pay for the medications out of pocket if our insurance doesnt cover those. She is calling the insurance company to get answers and emailing me exact prices that we need. so guess we will just try and pay off as much debt as possible and then apply. now for those that did the IVF did you have to pay it all up front before they went and did the IVF procedure. She is telling me that you do...but i think that means that you have to get the loan and then you can start the procedure while making payments...idk im confused about that.

I think I've mentioned before that we got a MAP loan through the hospital, through US Bank. We had to have the loan approved before they'd do anything (it only took like.....3-5 days to approve). The 10k really only covered the procedure. All of the labs/scans/meds had to be paid out of pocket. We used our tax return to pay for the medication, and the insurance company is still going back and forth with the hospital as far as labs/scans are concerned. I had the retrieval done on 4/30, and then we did a 5 day transfer. We have yet to get a bill for the loan. I'm not stupid. I know it's coming, but it's been nice having extra months to pay off other things while we wait.

Ya we have procedures and tests from April still pending. They take so long and the bills show up as much as 6 months later and I have to look at my log to see what it was for.


Don't forget it's a tax write off as well. Our medical so far this year is well over 20k.hope that's a nice tax break!

 

[sugarpi24]

yeah they have a place i can get a loan through called springstone? so hopefully we will gt approved once we apply...but we are waiting to get some of our debt gone...so it looks better. and thanks for telling me its a tax write off i totally didnt think of that. we are hoping to not wait that long before applying. waiting to hear from the doctor to see what insurance covers and exactly how much we are paying out of pocket. Thanks ladies!!

 

[karenh]

Remember EVERYTHING almost that you pay out of pocket is a tax write off. You can even write off the miles to dr appointments. Prescriptions, labs, everything. Keep all your reciepts. And it isn't only the fertility related stuff. Dentist appointments, all dr visits. It add up quickly.

 

[~Brandy~]

Remember EVERYTHING almost that you pay out of pocket is a tax write off. You can even write off the miles to dr appointments. Prescriptions, labs, everything. Keep all your reciepts. And it isn't only the fertility related stuff. Dentist appointments, all dr visits. It add up quickly.

Exactly... If you go grocery shopping and you purchase bandages your trip to the store just became a tax write off... The mileage anyway and the bandages.

Contact solution
aspirin
bandage
vitamins

It's amazing what you can write off if you start keeping track.

 

[Prayerful]

I need to catch up. We're are you up to prayerful?

My first IVF cycle in July got delayed and then finally cancelled because my Estradiol was too high and then too many/different sized follies when they didn't want them (I guess). So AF finally came again yesterday and I got my new schedule today. It looks like egg retrieval will be Sept 18 IF all goes well!

Chook- Sorry to hear it has taken so many tries and still bfn. I have everything crossed that this is your cycle. We're paying off the last IVF and FET rounds and hoping to try again next year. It's hard to have paid more than $22,000 only to have heartbreak and surgery, but I think we've removed an obstacle by removing the blocked (endo) tube. Fingers crossed!

I hope to see your BFP soon!

It is good to hear from you, Lotus. I hope you are doing well!!

talk to the lady that deals with the insurance today about IVF and see if our insurance covers anything....she said most likely since they have to put it as it leading up to IVF (all the lab work) than most likely not. I asked if we were to do the 3 IVF program for $23,400 and if it took on the first try if we would get money back and she said no...we would still have to pay it all she said thats what the down fall is about that 100% refund program. but we would have to pay $1,016 out of pocket for the anesthesia and such. And we will have to pay for the medications out of pocket if our insurance doesnt cover those. She is calling the insurance company to get answers and emailing me exact prices that we need. so guess we will just try and pay off as much debt as possible and then apply. now for those that did the IVF did you have to pay it all up front before they went and did the IVF procedure. She is telling me that you do...but i think that means that you have to get the loan and then you can start the procedure while making payments...idk im confused about that.

We were supposed to pay in full on the day of the orientation class. We asked for a payment plan though and they ended up splitting the cost. The provider bills (scans and appts) we did have to pay up front. The rest (labs, ER, tranfer, etc) was all put on a no interest payment plan.

I chose to pay mine in full up front.. However I got a letter in the mail with payment options the same day I paid so I assume it's not required. Our insurance has an ivf exclusion but my doctor billed all my lab work and tests anyway and they did indeed pay 7900 in tests and such over the last year so he sent me a refund I wasn't even expecting. I love love love doctor

Wow! I'm sure that was a nice surprise! And it will certainly help with those TWINS that are on the way!

 

[~Brandy~]

I had my second scan today and the babies are healthy


Baby A HB 122 and measuring in at 6w6d
Baby B HB 131 and measuring in at 7w1d


I have never been so relieved. I thought the best moment was getting my BFP but this has beaten it by far!!

 

[Chook]

Broke my heart to read that lotus! Hopefully next go will be it for you guys. We know the feeling regarding the finance. Before this journey we owned a boat, caravan, nice cars, nice furniture now we have nothing left and still no baby in our arms. Thinking of you hunny.

Thanks Karen, will take some time off if this doesn't work and then maybe go the donor route. I need time to grieve what we thought we were going to have before I go down that path. My cousin has offered to donate which is amazing.

Cancelled cycles suck prayerful! We have had two cancelled. First one for poor response and the second for ovulating before egg pick up. Good luck to you sweetie. Will be following your progress.

How are you going Lola? You have been on my mind for days. My partner keeps asking if I've heard anything. He is furious for you guys too.

Afm I had egg retrieval yesterday. 13 were collected but just had a call to say only 6 have fertilised. Feeling a bit guttered. It was my partners best sample ever so not sure what went wrong. We are having a three day transfer so two will go back in Friday if I still have two left.

 

[~Brandy~]

Broke my heart to read that lotus! Hopefully next go will be it for you guys. We know the feeling regarding the finance. Before this journey we owned a boat, caravan, nice cars, nice furniture now we have nothing left and still no baby in our arms. Thinking of you hunny.

Thanks Karen, will take some time off if this doesn't work and then maybe go the donor route. I need time to grieve what we thought we were going to have before I go down that path. My cousin has offered to donate which is amazing.

Cancelled cycles suck prayerful! We have had two cancelled. First one for poor response and the second for ovulating before egg pick up. Good luck to you sweetie. Will be following your progress.

How are you going Lola? You have been on my mind for days. My partner keeps asking if I've heard anything. He is furious for you guys too.

Afm I had egg retrieval yesterday. 13 were collected but just had a call to say only 6 have fertilised. Feeling a bit guttered. It was my partners best sample ever so not sure what went wrong. We are having a three day transfer so two will go back in Friday if I still have two left.

Did they attempt natural fertilisation or recovery with icsi?

 

[Chook]

Natural this time brandy. The first time it was icsi and we got 9 out of 12. The next time was natural and got 7 out of 8. His count was great so we didn't hesitate to try natural again. I just read you are having twins!!! Massive congratulations to you and your partner!!!