Contact your insurers, see what advice they have for you.
Contact your insurers, see what advice they have for you.
Yeah, I'm inclined to go this way too. Claim off your insurance and let them go after the hotel's insurance company if there is liability there.
Not at all. Someone mugs you in the street and pinches your phone, you claim on your insurance. Someone breaks into your house, you claim on your insurance. Somebody hits your car and disappears, you claim on your insurance. Wind takes your roof off your house, you claim on your insurance. That's what it's for and a claim doesn't mean you are admitting fault. Especially if you report it to the police and have a crime number. Premiums rarely go up if you make one claim, they would only increase if you had a no claims bonus to lose, which most house policies don't have, or if the circumstances which led to the claim are likely to be repeated e.g if you live in an area likely to flood etc.I wouldn't, I'd feel as though that would be as though you are admitting as you have done something wrong in regards to this?