tristansmum
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no i would not consider it. each to there own but for me i want someone there who knows what they are doing cause i certainly dont
I hate that insurers get to dictate your birth choices in the US, they are so risk-averse it can only get worse. What is the difference between a birth centre and home anyway? You would have to transfer to hospital for the same reasons from either, it's ridiculous.
I hate that insurers get to dictate your birth choices in the US, they are so risk-averse it can only get worse. What is the difference between a birth centre and home anyway? You would have to transfer to hospital for the same reasons from either, it's ridiculous.
First off, my condolences for you loss
Secondly, i couldn't agree more! insurance is so insanely ridiculous here! Some arnt, but mine certainly is. I directly asked insurance, why they would cover this MW for this particular birth center, so why would they not cover that SAME provider who also does HBs?!?!?! No reason, other than "HB is NEVER covered unless its an unplanned emergency" It makes no sense! It's very unfair how insurances decide on what they decide. They literally sit down with hospital staff, mainly OBs, and then the OBs chat with the insurance ppl and obviously, OBs believe you should be in the hospital and how "unsafe birthing outside of the hospital is" thus insurance doesn't want to cover the "risk" ...there is way too much power ....
I hate that insurers get to dictate your birth choices in the US, they are so risk-averse it can only get worse. What is the difference between a birth centre and home anyway? You would have to transfer to hospital for the same reasons from either, it's ridiculous.
First off, my condolences for you loss
Secondly, i couldn't agree more! insurance is so insanely ridiculous here! Some arnt, but mine certainly is. I directly asked insurance, why they would cover this MW for this particular birth center, so why would they not cover that SAME provider who also does HBs?!?!?! No reason, other than "HB is NEVER covered unless its an unplanned emergency" It makes no sense! It's very unfair how insurances decide on what they decide. They literally sit down with hospital staff, mainly OBs, and then the OBs chat with the insurance ppl and obviously, OBs believe you should be in the hospital and how "unsafe birthing outside of the hospital is" thus insurance doesn't want to cover the "risk" ...there is way too much power ....
Thanks hon.
You're right, they will be swayed heavily by the Ob's who are also risk-averse and protecting their own position so it just goes round and round.
Regarding the highlighted bit above, could you use this to your advantage? Labour at home and say you just called your MW out to check if it was time to go to the Birth Centre and Oh no, you've left it too late, you're already at the pushing stage, we wouldn't make it there, safer to deliver here, I'll just get my stuff from the car... Maybe a bit risky if they can refuse to pay out afterwards, but maybe worth asking your MW if anyone has done that and gotten away with it? I feel really devious now, but it makes me so angry that your choices are dictated by these idiots!