American ladies.. who do you think will win the election?

[whit.]

You can also set up payment plans with the hospital.

 

[Andypanda6570]

You pay what you can afford to the hospital , if it is 10 dollars a month then they will take that. I have health Coverage but I still pay a co-pay when I go to the doctor it is $20.00 and like when we have a surgery , if the bill is like $5,000 we have to pay about 500 of it. For people that don't work or can't they usually have Medicaid which pays it all..

 

[Tasha]

Can I ask do all jobs provide healthcare/health insurance or do many people have to pay for healthcare themselves?

 

[Andypanda6570]

Can I ask do all jobs provide healthcare/health insurance or do many people have to pay for healthcare themselves?

Most jobs do provide if you work full time, not part time. For some they do pay themselves, we pay for my MIL hers cost us $350.00 a month and that covers all her medical and hospitalization . She does have to pay a 20 co-pay when visiting the doctor and a portion of her bill for surgery like I said above if hers is 5,000 she will pay like 500 of it..

 

[Tasha]

Thank you Andy, that is really interesting. I am guessing then that is an issue for SAHM's then? They will have to pay for themselves as they dont work, or maybe great employers offer for spouses? What about children? Sorry for all the questions it is just so different to here.

 

[Andypanda6570]

Thank you Andy, that is really interesting. I am guessing then that is an issue for SAHM's then? They will have to pay for themselves as they dont work, or maybe great employers offer for spouses? What about children? Sorry for all the questions it is just so different to here.

I am a SAHM, my husband works full time and I am fully covered and so are your kids up to age 26, Obama I think made it so kids will be covered till 26 years old and they don't have to be in college. Usually all full time workers families are covered//

 

[Tasha]

Brilliant, thank you for answering my questions.

 

[whit.]

I'm covered and so is Sophia through DH. Most places who offer insurance cover spouses and children as well. It costs more, but still covered.

350$ a month for one person is RIDICULOUS. Plus on top of what you have to pay for the hospital bills.

We pay I think $240 a month for our insurance but it comes out of DH's check automatically so we never miss that money.

 

[Andypanda6570]

Brilliant, thank you for answering my questions.

Ya welcome...

I meant the old rule used to be kids had to be in college to be covered after the age of 18 now it doesn't matter if they are in college or not and even if they work they can still stay under your insurance till 26 yrs old, as long as they are working and not getting coverage there. My son is 21 works full time and is offered coverage but he refused it and is still on my policy..

 

[Andypanda6570]

I'm covered and so is Sophia through DH. Most places who offer insurance cover spouses and children as well. It costs more, but still covered.

350$ a month for one person is RIDICULOUS. Plus on top of what you have to pay for the hospital bills.

We pay I think $240 a month for our insurance but it comes out of DH's check automatically so we never miss that money.

It is crazy but she does not have coverage she is 65 and we don't want her to be on Medicaid so we just pay for her.

 

[whit.]

Can I be nosey and ask if she had pre-existing conditions that affected the price?

 

[Tasha]

That is great news then Andy, a real positive for young people I imagine.

Can I be nosey and ask if she had pre-existing conditions that affected the price?

Why not, you are the rest of the time!

 

[whit.]

Can I be nosey and ask if she had pre-existing conditions that affected the price?

Why not, you are the rest of the time!

Hey now. I've never talked to her (I don't think), so didn't want to come off as my normal self.

 

[MommaAlexis]

I pay 25$ a month for mine and Laras private insurance which covers medication and special diets basically

 

[Andypanda6570]

Can I be nosey and ask if she had pre-existing conditions that affected the price?

No she didn't that is the normal price for one, you may get it a little cheaper like for 300 or maybe 250 but not cheaper than that. Before my husband used to own his own business and he paid 1000 a month for him me and my 3 kids, but we had no deductible we were covered 100%, but it was a lot of money and at the time we could afford it.

 

[amjon]

It's so embarrassing when I see people equate socialism with every person having access to at least basic medical care.

And I can't believe how incredibly selfish someone can be that they'd deny another person the right to live simply because they don't have enough money. It's not just lazy, purposely unemployed people who don't have insurance, plenty of employed people are uninsured as well. The same applies to many college students. And even if you are lazy and don't want to work? I'm still not comfortable with letting you die because of some unfortunate personality traits and lack of ambition. And more importantly, I'd rather see my money go towards saving someone's grandfather or daughter or brother than funding some ridiculous wars

So you think paying for them to have 10 kids (that all grow up to be the same way) would be better. That's probably the majority of the reason we have the welfare mess. I've seen it equated many times to the signs to not feed the animals because they become dependent (and then can't take care of themselves nor their offspring). If we continue to let people have as many kids as they want and pay for them to live in basically the same lifestyle as the working middle class (minus the working part) we are doing NO ONE any favors. They need to have motivation to better themselves. If everything that those that work have is given to them (and sometimes more) what motivation do they have to better themselves or teach their children to be independent adults?

 

[Tasha]

Whit.

MommaAlexis, I thought Canada had similar to the NHS or is that optional, or you pay a very small amount towards it, so it is more subsdised than America? Again sorry for the questions.

 

[Andypanda6570]

He now works for a big food corporation and doesn't own his own business anymore so that is why we are covered under the company's insurance, most business owners do pay for their own insurance..

 

[Tasha]

So you think paying for them to have 10 kids (that all grow up to be the same way) would be better. That's probably the majority of the reason we have the welfare mess. I've seen it equated many times to the signs to not feed the animals because they become dependent (and then can't take care of themselves nor their offspring). If we continue to let people have as many kids as they want and pay for them to live in basically the same lifestyle as the working middle class (minus the working part) we are doing NO ONE any favors. They need to have motivation to better themselves. If everything that those that work have is given to them (and sometimes more) what motivation do they have to better themselves or teach their children to be independent adults?

Really though how many people do you think chose to have ten children and chose never to work? I imagine it is a lot less than you think, and if your media is like ours (England) then a lot less than they want you to think too.

 

[louandivy]

And the reason why people have so many children and don't work is a lot more complicated than 'oh they get a low amount of welfare to just survive above the poverty line because its just a great life!!!'. I mean, can you not see how incredibly over-simplified that view is? There are huge amounts of inequality in the US and the blame should not be directed towards the poor and/or uneducated.