So... I hate to be the bearer of bad news and I hope this comes across as helpful because that's how I mean it -- but that's against the rules of "Obamacare." If you're even ELIGIBLE for other coverage, your parents can't cover you. So if they're paying for it, they're wasting their money as their insurance isn't going to cover a dime of your health care costs given you are not only eligible for other coverage but are actually covered by it. There may even be penalties associated with it. You may want to fact check that (their HR people should know) but I worked in insurance/benefits when that law passed so I'm pretty sure I'm right. They should really stop wasting their money.
That's good to hear! I haven't been using theirs since I got my own, but when I got some lab work done at my new dr's I noticed it got billed under my old primary care (my dad's) which the lab company must have had from when I got work done sometime (somewhere else) in the past. So my parents called their insurance companies and asked about it and they said I could still be on until the end of April, but I will have them double check to make sure! It's always better to know now instead of later and more bills! Even if I don't have theirs, my medical insurance is pretty good.
So... I hate to be the bearer of bad news and I hope this comes across as helpful because that's how I mean it -- but that's against the rules of "Obamacare." If you're even ELIGIBLE for other coverage, your parents can't cover you. So if they're paying for it, they're wasting their money as their insurance isn't going to cover a dime of your health care costs given you are not only eligible for other coverage but are actually covered by it. There may even be penalties associated with it. You may want to fact check that (their HR people should know) but I worked in insurance/benefits when that law passed so I'm pretty sure I'm right. They should really stop wasting their money.
That's good to hear! I haven't been using theirs since I got my own, but when I got some lab work done at my new dr's I noticed it got billed under my old primary care (my dad's) which the lab company must have had from when I got work done sometime (somewhere else) in the past. So my parents called their insurance companies and asked about it and they said I could still be on until the end of April, but I will have them double check to make sure! It's always better to know now instead of later and more bills! Even if I don't have theirs, my medical insurance is pretty good.
That's good. Here it's always possible the law varies from state to state or even insurance company to insurance company. Would be great if you can stay on as long as they're not paying out a ton of money to keep you on (looking at cost of premiums vs how much the insurance is really going to cover).
I cant believe this either!!! Its shocking that you have to pay to bring your baby into the world! What would they do if you had no insurance, got pregnant and went into labour? surely they wouldnt leave you on the street??
xx
UGH.... I feel so stupid about all this baby/pregnancy stuff. You would think with all the babies I have been around my entire life their mothers would have talked more about this stuff..... Guess it's just something you don't discuss.
LittleSpy I'm in the same boat. If I am single or legally separated I qualify but with my oh I do not. So I'm on the fence on whether to apply or not. I don't want to get it & then if we get back together get it taken away. So I'm not sure what to do....
See, I wouldn't qualify without hubby, even with 2 kids. I make too much to qualify with just a "family of 3." So it's another reason to keep the bum around.
UGH.... I feel so stupid about all this baby/pregnancy stuff. You would think with all the babies I have been around my entire life their mothers would have talked more about this stuff..... Guess it's just something you don't discuss.
That's the thing. Especially breastfeeding. And I think the lack of communication and support is why so few women are still breastfeeding after 6 months.
Never in my life had I heard of someone not making enough millk for their baby. I felt like an utter failure (haha... or udder failure )! Then, of the women I was pregnant with last time on here and another site, several of us had supply issues. Some resolved after a month or two and are still breastfeeding and some (like me) never produced enough despite months of effort. Now the more I talk about it the more people are like "Oh yeah that happened to me so I just fed formula" or "oh yeah, I had to supplement with formula until ___." Really? Why didn't I know it happens?! When I talked to my mom about it when I was pregnant last time she was just like "Oh, it'll come naturally." That's the biggest bunch of bullshit anyone will ever tell you. Don't believe that for a second. It does come naturally for some moms/babies but sometimes it isn't "natural" for either. And that's okay and you can work through it but know that for some it can be a whole lot of work. And it's something you're really going to have to commit to if you want it to happen. Even most of the women I know who successfully breastfed for a long time (over 6 months) were told they had to start supplementing at some point during the first week for the baby's life. That's okay. Just because you need to supplement for a little while doesn't mean it's forever so don't let that discourage you.
And I don't want to discourage anyone from breastfeeding -- just the opposite! I'm a huge advocate! But I feel like telling someone breastfeeding is going to happen naturally and be easy is completely setting them up for failure. Part-partum emotions are no joke and you're really fragile then and when things don't go perfectly like you've been told they will, you're going to feel like a horrible failure as a mother (which of course is ridiculous and so far from the truth but I know so many people who have felt that way just because breastfeeding wasn't "natural" and "perfect" for them ). So I think the best thing you can do is communicate about it and ask questions and go to breastfeeding support groups and several lactation consultants and all that good stuff.