Hey ladies,
My in laws screwed us over with our house, dh was buying in 2004 and his dad said that he would help him out, so he paid part of the mortgage for 4 years- totalling £10,000. Then Andrew and I decided to buy it off him so that it would be ours and that was the height of the market so we had to give him almost £50k for his half. I couldn't believe it! So we are now in negative equity and have no chance of moving for years!
We are lucky that the house is 4 bedroom but it is an ex council house so it really isn't that great. We told him just before the contracts were signed that the value had fallen but we were told - tough luck!
We pay £800 per month for our mortgage now but the only thing keeping me sane is that in 27 years we will own the house!
Got soaked at the parade today although Daniel slept soundly right through- all cosy and wrapped up.
Andrew and I very rarely argue, normally I shout and he ignores me!