You can't stash DLA, if its being saved long term (ie, not being saved for an expensive peice of equipment but saved for the furture) they can and will stop DLA and make you repay it.
I'm not sure who told you this but it is absolutely incorrect. As a non-means tested benefit, it makes no difference how much money you have, whether or not you get it, the entitlement is for the condition. That I can pay for what Abby needs at the moment is irrelevant. That I choose to save the money for her at a later date is my business. The DWP cannot be so prescriptive with how people choose to use benefits, otherwise they could equally say someone getting DLA and using it to pay the gas bill or for food shopping and perhaps using charities or jumble sales to buy cheap equipment for their children should pay back their DLA benefit. The only time they can ask for it back is if it is claimed fraudulently. Taking it when you don't need it isn't fraudulent, taking it when there is no entitlement to it, is. Abby is entitled to it.
Those that get these high rates but stash it away, surely that means you dont actually need it right now? How do you know what care will be needed in future? If you're able to save a fair fortune for the childs future, why should that be denied to another child that happens to not be preemie I guess?
Me claiming the benefit that Abby is entitled to, does not mean another child (preemie or not) cannot claim it. DLA is for any person (child or adult) who requires additional help with care or mobility. The reason it was suggested that DLA could be claimed when you have a preemie, perhaps in the first 6 months, was that it is an existing benefit and it might be easier to introduce help for preemie parents within the existing benefit structure than trying to create a new benefit.
I do "stash" the benefit. And I have no problem with that. I don't know the level of care Abby will need when she is older, but I know for sure she will need additional help. The reason I want to be able to put it away for her, is there comes a time, when a child turns 18 that much of the help and assistance they get which is government aided at the moment, disappears. She won't get the same regular physiotherapy, the orthopedic shoes and to some extent the walking aids she needs. If she continues on to further education, which I am certain she will, she won't get any additional support unless she chooses one of a very small number of universities / colleges and will have to pay for that herself. Even looking for flats to rent or buy when she wants to leave home will be difficult as her choice will be limited and that always comes at a cost. Whilst my husband and I work our arses off in relatively well paid jobs, pay thousands a year in taxes, we can afford to pay for any equipment or additional therapy she needs, but we also want to secure her future and the extra money we get in DLA benefit helps us do that. I suppose, if it makes people feel better, you could say we use her DLA for extras but are still able to save a couple of hundred pounds a month for her
It is also worth noting that Abby will not ever be able to have medical or travel insurance - indeed she will likely not even be able to have life insurance. Being born prematurely, and having had abnormalities show on a scan when she was 2 weeks old means that everything is considered a "pre-existing condition" so no-one will want to provide cover. If there is anything I can do to help her with that, and that includes looking for any benefit / grant she is entitled to, I will. I will never apologise for taking benefits from the government when I've paid so much bloody tax over the years and will continue to do so.
Fair play to you for being able to budget and have insurance so you can afford to do all this. Being my first child, frankly I never thought "oh I had better save extra hard and budget just in case my child is born early and goes on to develop a neurological condition" I would suspect most preemie parents, are in the same situation.