We are paying out of pocket too. Some required pre testing for infectious disease $2300, ivf plus icsi, embryo freezing and storage for a year $7800. Meds $4-7,000 although they say with my age I should only need around $4000 worth. So pretty similar to your plan!
I'm not 100% sure why the bcp, I think they get everyone in the clinic on the same ivf cycle? And to suppress my own hormones? Anyway, I get very emo on hormones.
That's exciting that we will be doing it pretty close together! You do everything first and tell me how it goes! Lol!!
Also I was told about 2 prharmavy plans that give qualifying couple pretty big discounts. I'm applying for those today.
If you don't kind me asking, what is your diagnoses/issue?