First I would find the perfect plot of land to build a house on, and buy it, and build the perfect house for us - living, dining, kitchen, two bedrooms and a big wetroom downstairs, two bedrooms, one with an en suite, and a bathroom upstairs and loads of land to keep horses, goats, sheep
Put 250k in a trust fund for Tegan
Pay off the next years rent
Buy Tegan a hand propelled trike
A Nissan pick up thingy for me
Pay for wifey's driving lessons and buy her a Ford Kuga
Pay off MIL's mortgage
Give my family a couple of thousand each
Put 125k in a trust fund for my niece
Put the rest in a high interest account and continue my life, just how it is now, but a little bit easier
Oh yes I have thought about this LOADS. It would make my life so much easier.