Quick Credit Card question RE refunds?

[Wriggley]

Asking on behalf of a relative

does anyone know what happens if you pay for something on a credit card and you need a refund? - (M&S credit card)

 

[amjon]

Usually they credit it back to the card.

 

[maryp0ppins]

It goes back to the card used to pay. You need to be aware tho that you still need to make at least the min payment for that time period or you will be charged for a late/non payment

 

[Wriggley]

It goes back to the card used to pay. You need to be aware tho that you still need to make at least the min payment for that time period or you will be charged for a late/non payment

Thanks its not me who has it lol i don't have one its interest free for 15 months so does she still need to make the minimum payment

 

[Eternal]

Yes, I unless the balence is zero, but otherwise yes and if she doesn't she all get late fees and the 0% will end.

 

[maryp0ppins]

It goes back to the card used to pay. You need to be aware tho that you still need to make at least the min payment for that time period or you will be charged for a late/non payment

Thanks its not me who has it lol i don't have one its interest free for 15 months so does she still need to make the minimum payment

Yes!! If not she will be charged a fee and the 0% interest will be taken away usually