I'm having trouble getting a refund off a so called 'photographer' Basically, I had to give £50 as a deposit. Now, this 'photographers' camera broke and couldn't afford a new one so I said, thats fine, I'll pay another £100 off my bill for your service so you can put it towards a new one. So she took it. When I cancelled her I said keep the £50 deposit thats fine, but I would like my £100 back. Now this 'photographers' work is shocking, it took me a long time to realise actually but then again I thought this was the best I could get for my money and didn't question it until I realised she was not sane! Shes got terrible mental health issues and as we befriended- these became more and more clearer. Her husband who she is now divorcing was in charge of all money and to be fair they always seemed to be in financial difficulty. Alarms bells started ringing when I realised she hadn't sent me a contract, even after 7 months of booking her, all she did was whinge about her custiomers to me, she didnt declare that she was working to the government as she is on the 'sick' and she spends the deposit money and all money given to her by her clients as soon as she gets it- so when they cancel on her because they find out she's mental- she has the nerve to slag them off because she can't find the money to pay them back. Shes mental, does not know how to run a business and is doing fraud on the government. Its their fucking fault grrrrrrrrrrrrrrrrrr and she blames other people! I'm so 'effing pissed off. I feel the need to email all her existing customers and explain everything Ive gone through and what she is really like and also maybe a quick phone call to the tax office if I dont have my money back soon! her husband apparenty is not giving her any money through this divorce but she is saying its his responsibilty for the money as he was in charge of accounts- pffft! These people need to be stopped, they have no clue how to run a business. They are calling it 'self employed' and yet not declaring and still claiming sick money?? Also spending the business money..........peoples deposits etc!! Everyone knows that you pay your self a 'wage' out of the business, because business money should be totally seperate from your money iykwim? I have no receipts for giving her this money apart from my bank statement so I can prove I gave it to her, but I sware to who ever is up there- Karma or not, I will dobb them in if I don't get my money back, they're doing people over and its not fair at all- might even email watchdog! What makes me laugh is she is constantly blaming other people when its HER fault. I've been emailing her husband and the reply is the same over and over- yes I know you've given us 3-4 months and yes I know I agreed to June to give you the money back- but I don't have it to give. THATS NOT GOOD ENOUGH. Your calling yourself a business and you wont give me a refund She is still advertising as a photographer mind you- and charging people so she must have some money coming in because I can see on her wall that she has been having bookings? what are peoples opinions on this?? Please help me, I'm going to explode.