I don't like using toners. I feel like they dry my skin. Maybe I've just not found the right one though.
I agree with you Blah about the importance of moisturising. I've had a skincare routine since I was about 17 and people always say I look a lot younger than I am (mid 30s) and I swear it is down to Clarins! No matter how tired (or in the days before babies, how drunk) I was I always do the whole cleansing and moisturising routine before bed. I do wear quite a lot of make up every day though so I think a skincare routine is more important than if I didn't wear any.
I think a routine is far more important if you wear make-up every day, I have only wore foundation once in the past 17-18 years and I only use a touch of lip gloss, mascara and eye liner when I go out (once in a blue moon
) I will be 34 in 8 weeks time and most people think I am about 25-26 (which can be very annoying as I like being a 30 something
)
I guess it also depends on your skin type, I have been lucky as my whole family seems to be have blessed with really good skin (even the boys lol )