@Jo - Like the other gals said out here it totally depends on your insurance. Like for me, on my insurance anything that is not specifically for getting pregnant can be covered, so scans to see why I'm not ovulating or if I have ovulated can be covered but my hcg test, clomid (femara next month), my trigger shots and all that are out of pocket. I also have to pay a copay, so covered items still cost $25 per item/ visit. I think we went out of pocket about $700 last month for all the tests and prescriptions. This month and next will be less because we have fewer tests. We had to save up before we could consider fertility treatments because we arent wealthy enough to normally be able to fork out that much cash.