TTC#2 and SO EXCITED! join me

[elt1013]

AllisMommy...My company carries short term disability on me and I carry additional on myself aswell, but alot of companies do not. We get family medical leave, but unpaid if we dont have short term disability. And actually, the short term disability isnt anywhere near our regular wages. Are employers required to carry it in those three states or something. Where does the short term disability come from? Just curious.

As far as health insurance, I have BCBS of Michigan and hubby has BCBS of Arkansas. Both have high deductibles but my BCBS is ok and his is terrible. The only good thing is that we are double insured so we shouldn't have to pay much.

 

[AllisMommy]

Short term disability comes from the state. If you are a full time employee, and have been employed for 12 months or more, you get short term disability. It is not the same as wages, but is better than nothing. I got paid 75% of my pay.

 

[elt1013]

Short term disability comes from the state. If you are a full time employee, and have been employed for 12 months or more, you get short term disability. It is not the same as wages, but is better than nothing. I got paid 75% of my pay.

Must be nice...in Michigan we get nothing unless we purchase it ourselves.

 

[AllisMommy]

You have to purchase it? That's crazy. Guess I got lucky.

 

[sla545]

You have to purchase it? That's crazy. Guess I got lucky.

Same here in Idaho. Either your employer offers it or you buy it yourself. Otherwise you are up a creek! Thankfully i have it at work. First week you have to use vacation time, week two and three are 100% and week four through twenty six are 60%. Of course you usually only get six weeks certed from your doc for a vag or eight for c section. Our FMLA runs at the same time as short term, so you can only take a max of twelve weeks, and once your short term is up the rest is unpaid. Better than nothing though. DH can also take 12 weeks of unpaid FMLA time within the babys first year.

 

[AllisMommy]

Well like I said, mine was through my employer too. So yes, the employer purchases it.

 

[sla545]

AllisMommy...My company carries short term disability on me and I carry additional on myself aswell, but alot of companies do not. We get family medical leave, but unpaid if we dont have short term disability. And actually, the short term disability isnt anywhere near our regular wages. Are employers required to carry it in those three states or something. Where does the short term disability come from? Just curious.

As far as health insurance, I have BCBS of Michigan and hubby has BCBS of Arkansas. Both have high deductibles but my BCBS is ok and his is terrible. The only good thing is that we are double insured so we shouldn't have to pay much.

Elt do you mind telling me how much you pay for what you carry on yourself and what it pays out? ( percentage or dollar amount, how long?) I would like to get something to help with maternity leave based on cost compared to payout but really know nothing about how much it costs.

 

[sla545]

Well like I said, mine was through my employer too. So yes, the employer purchases it.

I must have misunderstood. I thought you meant it was paid for by the state you lived in, not your employer!

 

[sla545]

So I took a digi OPK just to confirm the positive and got a smiley face. Yay! I always doubt my ability to read the test line, so now I have no doubts!

 

[AllisMommy]

Well like I said, mine was through my employer too. So yes, the employer purchases it.

I must have misunderstood. I thought you meant it was paid for by the state you lived in, not your employer!

Must have been the way I typed it. I do believe I mentioned you had to have worked for the employer for 12 months to qualify for STD through the state. The employer is supplemented by the state so it is the state paying, just comes from your employer.

 

[Hann12]

Morning! So I had another faint line on opk yesterday, not positive, but then had loads of ov pains, in fact I woke up in the middle of the night with a pain, which is unusual, and this morning my temp has dropped to the lowest it's been. I know with some people it drops before ov then shoots up, will have to see what happens over the next couple of days. I wonder if I have in fact ov yesterday despite not catching the positive, to be honest I've only tested once per day as got my inlaws here and been busy. Obv haven't bee DTD so won't be pregnant if I have but would be nice to know if I have ovulated!!

 

[banana07]

Ok ladies have a quick question.

On my OPK (digi) I got a + yesterday morning and yesterday evening after work. Typically we didn't do the bd last yesterday as DH was working nights, I work days was just never going to happen. We did do the bd the night before but I had a Neg in the OPK that night (12hours before the +) I had really really bad cramps for about an hour or last night about 8pm nearly bent over backwards and now this morning I got a neg on the OPK. Do you think I have ovulated and thats was the pain was which was 16 hours ago and if so have i prob missed my chance since an egg only lives 12-24 hour it could be gone already - can't bd till this afternoon at earliest due to conflicting work schedules

I presume if the OPK is Neg again the surge is over and the Ov done the really bad pains came only about an hour or so after the positive OPK.

Super sad now - thought this would be it this month

 

[AllisMommy]

Hann.. Could possibly be AF too..

 

[AllisMommy]

Ok ladies have a quick question.

On my OPK (digi) I got a + yesterday morning and yesterday evening after work. Typically we didn't do the bd last yesterday as DH was working nights, I work days was just never going to happen. We did do the bd the night before but I had a Neg in the OPK that night (12hours before the +) I had really really bad cramps for about an hour or last night about 8pm nearly bent over backwards and now this morning I got a neg on the OPK. Do you think I have ovulated and thats was the pain was which was 16 hours ago and if so have i prob missed my chance since an egg only lives 12-24 hour it could be gone already - can't bd till this afternoon at earliest due to conflicting work schedules

I presume if the OPK is Neg again the surge is over and the Ov done the really bad pains came only about an hour or so after the positive OPK.

Super sad now - thought this would be it this month

Why would you be out? Sperm lives 3-5 days. So BD'ing the night before is still good

 

[IsaacRalph]

Ok ladies have a quick question.

On my OPK (digi) I got a + yesterday morning and yesterday evening after work. Typically we didn't do the bd last yesterday as DH was working nights, I work days was just never going to happen. We did do the bd the night before but I had a Neg in the OPK that night (12hours before the +) I had really really bad cramps for about an hour or last night about 8pm nearly bent over backwards and now this morning I got a neg on the OPK. Do you think I have ovulated and thats was the pain was which was 16 hours ago and if so have i prob missed my chance since an egg only lives 12-24 hour it could be gone already - can't bd till this afternoon at earliest due to conflicting work schedules

I presume if the OPK is Neg again the surge is over and the Ov done the really bad pains came only about an hour or so after the positive OPK.

Super sad now - thought this would be it this month

I wouldn't worry if I were you hun, as alliesmom said sperm can live for few days! Having sex today should be on Target too! Just cuz you had pains last night doesn't necessarily mean you ovulated then, I always get pains few days before. Best thing to do if you don't get bfp this month is to chart your bbt x

 

[IsaacRalph]

Morning! So I had another faint line on opk yesterday, not positive, but then had loads of ov pains, in fact I woke up in the middle of the night with a pain, which is unusual, and this morning my temp has dropped to the lowest it's been. I know with some people it drops before ov then shoots up, will have to see what happens over the next couple of days. I wonder if I have in fact ov yesterday despite not catching the positive, to be honest I've only tested once per day as got my inlaws here and been busy. Obv haven't bee DTD so won't be pregnant if I have but would be nice to know if I have ovulated!!

Do you Feel like you could get AF hun?? I wonder why its so low?? Maybe you are getting ovulate late?? When did they say you'd get results of bloods?? So yeah cd 6, that's right 6 & spotting old blood now, thought it was gone but went to the loo & was on loo paper when I wiped, this is the longest AF had ever made her presence felt. Hope you having a great bbq x

 

[Jessicabaxter]

Hello ladies so I got light kinda annoying cramping not af cramping on my right side it's the same side I ovulated on 3 wks ago.... But no CM any ideas? AF still hasn't showed and I'm 3 days late?

 

[IsaacRalph]

Hello ladies so I got light kinda annoying cramping not af cramping on my right side it's the same side I ovulated on 3 wks ago.... But no CM any ideas? AF still hasn't showed and I'm 3 days late?

Ok jess, are you sure you ovulated 3 weeks ago??, wouldn't that make you more like a week late?? Taken anymore hpt's? Cramping could be a few things, firstly it could be implantation pain but if your sure you ovulated 3 weeks ago its too late for that, it could be your getting ready for AF but possibly it just feels different or maybe a luteal cyst (which are common), they go on their own & can make you miss a period! or maybe you could be pregnant?? Good luck anyhow being late is promising x

 

[IsaacRalph]

jess-Or maybe your ovulating late?? Done a opk?

 

[Jessicabaxter]

I ovulated July 4-6 not sure which one then again it could have been
Later or earlier I've never kept track b4 my mirana was takin out June 20 doc said IDE ovulate 14 days from then. I have absolutely no CM I'm dry 3-4 days late but neg test I don't know what's going on. My periods are always on time even last six months w/ my mirana they were 28 days. I'm havin no af symptoms at all course l usually get get cramps
The 2nd day and they re usually middle abdomen these are the right side only I ovulated on my right side too