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OPK neg don't think all this is"O" I felt my last ovulation this feels diff I am now about 17DPO 3 days late
 
sla545 said:
elt1013 said:
AllisMommy...My company carries short term disability on me and I carry additional on myself aswell, but alot of companies do not. We get family medical leave, but unpaid if we dont have short term disability. And actually, the short term disability isnt anywhere near our regular wages. Are employers required to carry it in those three states or something. Where does the short term disability come from? Just curious.

As far as health insurance, I have BCBS of Michigan and hubby has BCBS of Arkansas. Both have high deductibles but my BCBS is ok and his is terrible. The only good thing is that we are double insured so we shouldn't have to pay much.
Click to expand...

Elt do you mind telling me how much you pay for what you carry on yourself and what it pays out? ( percentage or dollar amount, how long?) I would like to get something to help with maternity leave based on cost compared to payout but really know nothing about how much it costs.
Click to expand...

Sure, I have aflac STD and pay $44.46 per month. Comes directly out of my paychecks ($22.23 twice a month). It would give me $900 per month for as long as your doctor keeps you off work minus the first 7 days of the disability/maternity leave. They have set dollar amounts that you can chose depending on what your income is (kinda hard to explain). I could have chosen a little bit more but decided $900 would do with my vacation pay and my employers STD on me. Aflac also has an illness/hospital policy that also covers childbirth that gives you so much money for being in the hospital and certain procedures you have done (also hard to explain on here). For example: I will be paid $1000 the first night in the hospital and $50 each additional day. If I have a c-section (had one with DD) it is an additional $400 I think. I pay about $32 a month for that. It will also pay you like $25 to go to the doctors, up to 3 times a year or something.
I figure with all of this I should be really well off on maternity leave! Better off than I normally am, hehe, which is exactly how I want it, with as little stress as possible and enjoying every minute of it.
I thought I would be pregnant by now and would be able to cancel after awhile but it is taking longer than I thought it would. And I know as soon as I cancel it, I would end up pregnant and have no extra income for maternity leave.
 
elt1013 said:
sla545 said:
elt1013 said:
AllisMommy...My company carries short term disability on me and I carry additional on myself aswell, but alot of companies do not. We get family medical leave, but unpaid if we dont have short term disability. And actually, the short term disability isnt anywhere near our regular wages. Are employers required to carry it in those three states or something. Where does the short term disability come from? Just curious.

As far as health insurance, I have BCBS of Michigan and hubby has BCBS of Arkansas. Both have high deductibles but my BCBS is ok and his is terrible. The only good thing is that we are double insured so we shouldn't have to pay much.
Click to expand...

Elt do you mind telling me how much you pay for what you carry on yourself and what it pays out? ( percentage or dollar amount, how long?) I would like to get something to help with maternity leave based on cost compared to payout but really know nothing about how much it costs.
Click to expand...

Sure, I have aflac STD and pay $44.46 per month. Comes directly out of my paychecks ($22.23 twice a month). It would give me $900 per month for as long as your doctor keeps you off work minus the first 7 days of the disability/maternity leave. They have set dollar amounts that you can chose depending on what your income is (kinda hard to explain). I could have chosen a little bit more but decided $900 would do with my vacation pay and my employers STD on me. Aflac also has an illness/hospital policy that also covers childbirth that gives you so much money for being in the hospital and certain procedures you have done (also hard to explain on here). For example: I will be paid $1000 the first night in the hospital and $50 each additional day. If I have a c-section (had one with DD) it is an additional $400 I think. I pay about $32 a month for that. It will also pay you like $25 to go to the doctors, up to 3 times a year or something.
I figure with all of this I should be really well off on maternity leave! Better off than I normally am, hehe, which is exactly how I want it, with as little stress as possible and enjoying every minute of it.
I thought I would be pregnant by now and would be able to cancel after awhile but it is taking longer than I thought it would. And I know as soon as I cancel it, I would end up pregnant and have no extra income for maternity leave.
Click to expand...

Thanks- Ive had AFLAC through work before but cancelled it since I wasnt getting any use out of it. If I dont get a BFP this month, I am going to look into it.
 
Anybody know of any cheap insurance not thru a company? Im a private nurse so no
Benefits and my husband has free insurance but it's 800 for family and me and kids need to
Be covered.
 
Whooo on the positive OPk Hann - go get baby dancing!!!

Jess I'm not sure sounds like ov but as the ladies said could well be AF. Keep taking the OPKs - I was certain about dates but turns out I Ov 5 days later then I thought and only got one day of + on the OPK kits was neg the night before and the following morning so just the one day inbetween so I could have easily missed it if i didn't test that day (And i wasn't going to). My cramps are all over the place, I had constant cramps since last Sunday through to Wedn they left on Thursday and I got CM (only reason I bought more OPKs) and they are back since but lighter cramps. I really think the mirena might have things alittle confused, keep taking the OPKs and keep us posted :)

Afm, my last few days went like this, I don't feel we've done enough or tried hard enough but suppose time will tell now :)


19th July (evening) - Neg OPK but some CM so did the bd
20th July (morning) - Positive OPK
20th July (evening) - Positive OPK
20th July - No baby dancing :(
20th July (evening) - Serious cramps on left side
21st July (morning) - Neg OPK
21st July (afternoon) - baby dance :)
22nd July (morning) - Just vomited for no reason :(
Now I know the vomiting is not morning sickness as I only Ov 1-2 days ago and even on the slightest chance that I did catch the egg its not implanted so means nothing really but still very hard not to over analize!!
21st July (evening) Neg OPK

Have turned into a total POAS addict so bit traumatised had no reason to PO anything this morning!!! - So am officially in the 2WW now I think let the POAS withdrawl begin!!

Anyway I'm off down the country now for a couple of days with DH & DS so may or may not be on - will prob try to not too and hopefully not think about it and the first 1/4 of the 2ww will pass without me knowing but I'll be back on Thursday anyway -

Good Luck to everyone, Ov, testing and of course those confused and waiting this week :)
 
Good luck banana! I'll be a couple of days behind you!
Still got guests but they are going today so we can DTD tonight but that's out only shot because gregs then away until tues. it only takes one go though so you never know! At least I know things are finally happening, just hope the LP is long enough!!
 
banana07 said:
Whooo on the positive OPk Hann - go get baby dancing!!!

Jess I'm not sure sounds like ov but as the ladies said could well be AF. Keep taking the OPKs - I was certain about dates but turns out I Ov 5 days later then I thought and only got one day of + on the OPK kits was neg the night before and the following morning so just the one day inbetween so I could have easily missed it if i didn't test that day (And i wasn't going to). My cramps are all over the place, I had constant cramps since last Sunday through to Wedn they left on Thursday and I got CM (only reason I bought more OPKs) and they are back since but lighter cramps. I really think the mirena might have things alittle confused, keep taking the OPKs and keep us posted :)

Afm, my last few days went like this, I don't feel we've done enough or tried hard enough but suppose time will tell now :)


19th July (evening) - Neg OPK but some CM so did the bd
20th July (morning) - Positive OPK
20th July (evening) - Positive OPK
20th July - No baby dancing :(
20th July (evening) - Serious cramps on left side
21st July (morning) - Neg OPK
21st July (afternoon) - baby dance :)
22nd July (morning) - Just vomited for no reason :(
Now I know the vomiting is not morning sickness as I only Ov 1-2 days ago and even on the slightest chance that I did catch the egg its not implanted so means nothing really but still very hard not to over analize!!
21st July (evening) Neg OPK

Have turned into a total POAS addict so bit traumatised had no reason to PO anything this morning!!! - So am officially in the 2WW now I think let the POAS withdrawl begin!!

Anyway I'm off down the country now for a couple of days with DH & DS so may or may not be on - will prob try to not too and hopefully not think about it and the first 1/4 of the 2ww will pass without me knowing but I'll be back on Thursday anyway -

Good Luck to everyone, Ov, testing and of course those confused and waiting this week :)
Click to expand...

Good luck! Hope you caught your egg! I O on the 20th according to everything, so I am now 2dpo. We will wait out this TWW together!
 
I'm 99% sure I'm not ovulation. Either my af just really screwed up or I'm preggers and it's not showing yet. Figure if I BD 3-4 days a wk I should hit "O" at some point. I was 21 days pg when I found out w/ my boys so if I am I should find out by wed lol not stressing it tho god has a plan for me I truly believe cuz I was on pill with
Both my boys and he gave me my angels even with me tryin to provent it:) good luck to us all, wishing the ladies with the TWW baby dust and those who The wicked witch caught them baby dust this comig cycle! Remember god has a plan and it ll
Happen when it's time! I know it's hard tho:)
 
Sorry elt, I am sure I'll be on another cycle with you before I know it - will get to try out my cbfm though! Got a hugely sore throat and feel a bit sick buti am going to BD tonight as it's my only chance to catch that egg! Funny to think I finally got a positive opk, I never thought I'd see one!! Think I may be a bit late BD anyway as have strong ov pains so reckon I should have DTD last night but never mind! At least I'm finally ov'ing!!
 
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