Hi Von,
My current policy is expiring Dec 31st, they will automatically enroll me into a different one. The good news is that it offers they same infertility benefits. The bad news is that it's changing from a BCBS Gold plan to a BCBS Gold Choice plan. Bad because all Individual BCBS policies and their networks will not be accepted by my Dr's office in 2016. The BCBS network has been significantly narrowed, many groups/specialists are unwilling to accept the LOW negotiated costs that BCBS proposed. My advisor's contact at BCBS said it will be tough to find any Infertility specialist in the BCBS Individual Policy networks. I think I will call the customer service associated with the new plan and ask them which Infertility Specialist is in their new network.
My advisor is researching the other networks, hopefully we'll be able to find another plan. If not we will be paying out of pocket for 2 more retrievals and transfer unless we do another cycle in December. We already have the prescriptions from this year that we will use in 2016 since my plan covered 4 cycles in 2015.
I am regretting the 2 month wait I had to see the first Dr at the original clinic but the lab associated with them was supposed to be one of the best.
The first IVF failed, the 2nd I had this week. Out of 6 eggs retrieved 3 looked good, 2 of those didn't fertilize w ICSI and we are waiting on the outcome of the 3rd. My Dr and I agreed that batching makes the most sense for me which is why I would like to try 2 more times since that is what I have prescription coverage for.
My current policy is expiring Dec 31st, they will automatically enroll me into a different one. The good news is that it offers they same infertility benefits. The bad news is that it's changing from a BCBS Gold plan to a BCBS Gold Choice plan. Bad because all Individual BCBS policies and their networks will not be accepted by my Dr's office in 2016. The BCBS network has been significantly narrowed, many groups/specialists are unwilling to accept the LOW negotiated costs that BCBS proposed. My advisor's contact at BCBS said it will be tough to find any Infertility specialist in the BCBS Individual Policy networks. I think I will call the customer service associated with the new plan and ask them which Infertility Specialist is in their new network.
My advisor is researching the other networks, hopefully we'll be able to find another plan. If not we will be paying out of pocket for 2 more retrievals and transfer unless we do another cycle in December. We already have the prescriptions from this year that we will use in 2016 since my plan covered 4 cycles in 2015.
I am regretting the 2 month wait I had to see the first Dr at the original clinic but the lab associated with them was supposed to be one of the best.
The first IVF failed, the 2nd I had this week. Out of 6 eggs retrieved 3 looked good, 2 of those didn't fertilize w ICSI and we are waiting on the outcome of the 3rd. My Dr and I agreed that batching makes the most sense for me which is why I would like to try 2 more times since that is what I have prescription coverage for.