Am i over-reacting?

[KayteeB]

My mum charges me £200 to live at home, thats £50 a week. Most of my friends only pay 50 a month maximum. She says its to make up the ammount of money she lost when i started claiming

Am i over-reacting by thinking this ammount is a little too much? Shes even set up a standing order to ensure she gets it.

 

[Ruby x]

depends how much you are getting? If thats all your money gone then no its not right, if you recieve £1000 either by working or benefits then i dont think £200 per month is excessive.

 

[KayteeB]

i get £400 a month in total
so im left with £200 to look after me and baby

 

[Eternal]

Personally I think your lucky, £200 for board which i assume includes electricity, gas, rates etc etc. I think its very fair, i paid more than that to my mum when I lived at home and I didn't have a baby and I paid most of the food costs for the whole family.

 

[Ruby x]

To be honest...I dont think it sounds too bad if shes providing your housing and food. Obviously you would both be better off money wise if you had your own flat/house but that wont happen over night. Its hard to say wthout knowing your full situation and thats not the kinda thing you wanna put on a public board, but in my opinion it doesnt sound too bad. Im on SMP and my partner works full time, with the amount we pay in rent, council tax, shopping, petrol for work and CSA for his other kids we have less than £100 disposable income. Its tight, but no one ever said having kids would be easy...

 

[KayteeB]

okay thanks ladies
i think its just friends making me question it. I never thought it was too bad untill people put things into my head xx

 

[Ruby x]

dont let people put things n your head hun, at least your mums letting you and your little man stay there do you pay for formula or does ya mum get that with the shopping? If you pay it then it must take about £40 out your £200?

 

[chysantheMUM]

What is included in that? Do you have to contribute to bills on top? The way you have to look at it, is would you be better off living elsewhere, paying rent, electric, gas, water, etc, probably not. Does she feed you? If she was receiving benefits before for you, then quite probably she will struggle financially now that she isn't.

 

[Ruby x]

What is included in that? Do you have to contribute to bills on top? The way you have to look at it, is would you be better off living elsewhere, paying rent, electric, gas, water, etc, probably not. Does she feed you? If she was receiving benefits before for you, then quite probably she will struggle financially now that she isn't.

agreed ^^ especially if she was recieving money while your were at college in full time education. To be fair though its all gonna change in April...

 

[KayteeB]

I have to pay for Kai's formula nappies creams etc. The money i pay covers rent and bills and food which is good
whats happening in april hun?x

 

[chysantheMUM]

okay thanks ladies
i think its just friends making me question it. I never thought it was too bad untill people put things into my head xx

When my son lived at home, he was always complaining about the fact he was paying board because he had friends who were living with their parents for free. I had to explain to him that our financial situation was different in that his friends had 2 working parents whereas I was supporting him single handedly and so didn't have the financial comforts that other families had. I'm sure you're mom isn't trying to rip you off and that she wouldn't ask you for it if she didn't need to

 

[Eternal]

well if food is included too then its amazing! lol! dont listen to your friends.

 

[Ruby x]

just changes in benefits which will affect most people, not me though because im not entitled to ANYTHING based on my previous years income, and even in April on this years income the threshold is going down so we still wont get any help. Its harsh but we are boarderline so dont earn enough to be 'comfortable', and earn too much to get any financial support. Me and OH would be better off if we split up.

 

[Eternal]

okay thanks ladies
i think its just friends making me question it. I never thought it was too bad untill people put things into my head xx

When my son lived at home, he was always complaining about the fact he was paying board because he had friends who were living with their parents for free. I had to explain to him that our financial situation was different in that his friends had 2 working parents whereas I was supporting him single handedly and so didn't have the financial comforts that other families had. I'm sure you're mom isn't trying to rip you off and that she wouldn't ask you for it if she didn't need to

I think its a good thing, regardless of your financial circumstances, when my children are of that age they will be expected to pay board, if we need the money then fine, if we dont i will put it aside for the boys to use when they get their own place, it teaches them about financial responsibility

 

[LittleBoo]

When I had my first son I was living with my mother until he was 3 months old. I paid her £100 a week and bought my own food, and Jack's milk. We sat down one night to work it out and it was spot on, we were both contributing half the income into the house and bills.