This sort of discussion always gets my back up.
Where the CTF is concerned, why the hell should taxpayers pay for other peoples children to have savings? You want kids, you want them to have savings, pay for them yourself. What about the families that have ten kids, thats 5 grands worth - why should tax payers pay for that? Regardless of whether the country is in a mess financially or not I don't believe these should have ever been introduced.
As for the rest, why do people need £500 to pay for baby things? Have people never heard of buying second hand cots, buggies etc? I can't see why anyone would need £500 to buy baby items, a newborn baby actually needs very little, again why should the taxpayer finance other people wants for expensive nursery furniture/equipment etc? Same goes for the £190 - I am entitled to that but would actually be happy for them to scrap that also, or at least means test it. I can imagine a huge percentage of expectant mothers spending that money on anything but being "healthy in pregnancy". Surely the government shouldn't pay for pregnant women to be healthy, surely any pregnant woman would want to take care of her health through healthy eating, not drinking, not smoking, gentle exercise etc, why does the government have to bribe women to do this with this money?
Rant over.
I completely agree!
CTF - What the hell will £250 be worth in 18 years anyway, all that's going to happen is that all our babies will be using it to go on holiday or something, it won't get very far towards uni etc, it will just be flittered away! and I don't see why the taxpayer should fund this, always thought it was stupid!
Also, as adults, it is our won decision to have children and we shouldn't be putting ourselves in the position to get pregnant if we can not afford to! We have 9 months to prepare for the birth of our children and therefore 9 months to save and buy things for them so why should people get £500 to buy these things????
Also, the HIP grant to me seems like a ridiculous amount of money, what exactly is it for??? We went to the baby show yesterday and used ours to buy reusable nappies, it was very nice to have them for free but also we would have saved for them if we hadn't been given the money, it just seems so much money to hand out to everyone!! And I bet no one uses it for fruit and veg!! My midwife calls it a 'handbag grant'!!!
I agree too.
I don't agree that taxpayers should fund future childrens savings. My understanding of the account you have to put child trust fund money in is investment savings not standard savings so 'like with any investment - the value of your account can go up or down' so you could end up with nothing anyway. Childrens savings aren't taxed anyway as long as you are a trustee and not the account holder.
I think grants are fine if you are really really desperate - and can prove you cant afford to but the basic essentials yourselves, but I dont agree that anyone under a threshold of earnings should get it automatically.
I do agree that if you get pregnant, you are responsible for providing for that child in whatever way you can. My parents had me very very young, could afford nothing and we had everything second hand but they never had any help from the government. People survived and they will again.
I think the 190 HIP is ridiculous waste of money - noone spends it on being healthy, it's just added to the pot of perks of being pregnant.
Whichever party was in power would have made huge cuts. The country couldn't have sustain the debt and spending labour started so many many things will change and some will affect everyone in some shape or form.