hello :wave:
we went to view the houses at weekend, really excited....... the 1st (and cheapest house) left loads to be desired!!! the kitchen consisted of a sink held up by 2 bits of wood, and a "welsh dresser". no cupboards or anything. the lounge and dinner (or 2nd lounge) were lovely, laminate throughout, archway in middle. hallway had damp and holes in walls, the stair banister was none existant in places. bedrooms were damp and had holes in walls, doors hanging off etc. bathroom had pink walls and a peach bathroom suite (that looked like hadnt been cleaned in yrs!) the gardenhad 6ft high weeds, plastic sheeting and big rocks. we reckon would cost about £15K to fix up. NOT an option with 3 young kids.
house 2 - was lovely, empty and would only need few bits doing - cupboard in kitchen removed for dishwasher, garden fence moved so back door in back garden etc. laminate throughout, estate agent said have already declined offers under asking price.
house 3 - want a quick sale as MIL is really ill and need move near her. house is about £7K over what we could afford but they may go down. needs decorating! but nothing major.
lovely area, i really want to go. OH and kids liked it as well. we were on the beach until gone 7pm and then stood at the harbour watching the ships come in and unload the fish.
TODAY - we got bad news! we can only get £40K on a mortgage due to the bloody debt management plan we went into instead of getting ccj's last year. this means we have got to find at least £25K as a deposit!!! we will have £12-15K from sale of this place but still leaves us with £10-13K shortfall. i am sooooooo annoyed. especailly as we had been told on friday that the mortgage advisor had at least 5 companies that would accept the deposit we had and then make up the mortgage. so unless i can find the money we cant buy. and renting is an issue due to haveing kids and/or pets.
GGgggrrrrrrrrrrr! i dont want to be here, i want to move!