Tax Credit, WTC and Childcare Element - your amounts?

[gday2uk]

Sorry but 48k is a reallllly good wage so I'm quite glad people in that situation don't get anything cept CB. Theres only a certain amount of £ available and if people who earn 50k a year get money it means that people who are only on 10k a year get less

Yeah, and most of those £ available seem to go to the bone idle layabouts who think everything should be given to them for free rather than the people that work hard for a living and spend time improving their career to get higher wages. My wife and I work a lot of hours a week to earn the wage we do; most of which goes on mortgage repayments and bills. We could be unemployed in a council house and get everything paid for us probably including more expendable income than we presently earn. Do you seriously think someone on 50k a year has the same outgoings as someone on 10k?

 

[ChloesMummy]

When I was a on my own I was getting 80% of my childcare paid so it sounds to me like your friend is claiming as a single parent! No way would someone on that pay get 80%.

A married woman a few doors down from me claimed childcare for her daughter as a single parent for years but they eventually caught her out.

 

[starbucks101]

we get about £228 pw that Child Benefit, Child Tax Credits, Working Tax Credits & Childcare our is high because last financial year i earned nothing as i was single mum on benefits!

 

[Blah11]

Sorry but 48k is a reallllly good wage so I'm quite glad people in that situation don't get anything cept CB. Theres only a certain amount of £ available and if people who earn 50k a year get money it means that people who are only on 10k a year get less

Yeah, and most of those £ available seem to go to the bone idle layabouts who think everything should be given to them for free rather than the people that work hard for a living and spend time improving their career to get higher wages. My wife and I work a lot of hours a week to earn the wage we do; most of which goes on mortgage repayments and bills. We could be unemployed in a council house and get everything paid for us probably including more expendable income than we presently earn. Do you seriously think someone on 50k a year has the same outgoings as someone on 10k?

People on 10k won't own a lovely big house but people on 50k will :\ That arguement is no good, if you want to have lower outgoings then get a smaller house, only have 1 car etc etc You live within your means.

 

[Tasha]

Sorry but 48k is a reallllly good wage so I'm quite glad people in that situation don't get anything cept CB. Theres only a certain amount of £ available and if people who earn 50k a year get money it means that people who are only on 10k a year get less

Yeah, and most of those £ available seem to go to the bone idle layabouts who think everything should be given to them for free rather than the people that work hard for a living and spend time improving their career to get higher wages. My wife and I work a lot of hours a week to earn the wage we do; most of which goes on mortgage repayments and bills. We could be unemployed in a council house and get everything paid for us probably including more expendable income than we presently earn. Do you seriously think someone on 50k a year has the same outgoings as someone on 10k?

Wow that was a bit harsh. I think it is unfair to say most of that money goes to bone idle layabouts, yes they do if you believe the tabloids but most goes to genuine people who need help. We get ctc etc because my husband atm is earning £13k, he works hard for that money too (leaving the house between 5/6am getting back at 6/7pm), I am currently looking for a job now my older two are at school as childcare would be more affordable, but there isnt much out there for a mum who hasnt worked in six years, in the current climate. I think how you have worded the above can and will offend some people, benefits are a sensitive subject.

Your right I dont have the same out goings, but it is all about choices.

Oh and btw some of the 'bone idle lay abouts' are people like you who but have loss there luck but just lost there jobs, or like your wife but sadly there marriage/relationship didnt work out and now they are single Mummy's doing an amazing job. Maybe one day your luck wont be so good, and you will be grateful for the benefit system.

 

[sam*~*louize]

Calm down, my original question didnt ask for fights.

 

[Tasha]

Calm down, my original question didnt ask for fights.

Sorry hun. I would tell you what we get but we arent in similar circumstances

I agree with what Blah said though she is either lying to you or to the tax credit peoples, hopes it you, iykwim?

 

[sam*~*louize]

yeah, seems noone gets what she does, so i will tell her this

 

[Cham]

I just want ot add something to the debate. Now, I know that this is quite an emotive topic but I just wanted to say that the grass isn't greener on the other side for the middle income earners.

We earn £50+ between us (me being the main breadwinner). To get this salary, I went to Uni (leaving with a £10,000 student loan debt) and literally had to work my way up, working full time and doing an MA part time.

Whilst £50+ is a decent income, it doesn't get you very far in London. This is a fairly average wage in London, when you take into account housing costs and even childcare costs. We don't live in Central London either.

I don't like the way that once you reach a certain point, you just get cut off. Surely it would be better to have a sliding scale? I'm not saying that I want more money, but we are stuck in what I saw called was the middle income poverty trap - where we earn too much to get benefits, but not enough to be comfortable. Whilst our income is good, we have a mortgage to pay (which is really high, but renting would be a similar amount) plus food and bills, so we don't have huge amounts left over (I try to be careful with money).

I know we are more fortunate than many, but the point I'm trying to make is that people on higher incomes don't necessarily have much more disposable income.

 

[stephx]

I just want ot add something to the debate. Now, I know that this is quite an emotive topic but I just wanted to say that the grass isn't greener on the other side for the middle income earners.

We earn £50+ between us (me being the main breadwinner). To get this salary, I went to Uni (leaving with a £10,000 student loan debt) and literally had to work my way up, working full time and doing an MA part time.

Whilst £50+ is a decent income, it doesn't get you very far in London. This is a fairly average wage in London, when you take into account housing costs and even childcare costs. We don't live in Central London either.

I don't like the way that once you reach a certain point, you just get cut off. Surely it would be better to have a sliding scale? I'm not saying that I want more money, but we are stuck in what I saw called was the middle income poverty trap - where we earn too much to get benefits, but not enough to be comfortable. Whilst our income is good, we have a mortgage to pay (which is really high, but renting would be a similar amount) plus food and bills, so we don't have huge amounts left over (I try to be careful with money).

I know we are more fortunate than many, but the point I'm trying to make is that people on higher incomes don't necessarily have much more disposable income.

I sorry, but no-one should get benefits on £50k+ a year

I know plenty of people in London who are wayy less than that and are comfotable

Im not trying to pick a fight btw I just can't understand people who obviously dont understand poverty

xx

 

[FierceAngel]

I just want ot add something to the debate. Now, I know that this is quite an emotive topic but I just wanted to say that the grass isn't greener on the other side for the middle income earners.

We earn £50+ between us (me being the main breadwinner). To get this salary, I went to Uni (leaving with a £10,000 student loan debt) and literally had to work my way up, working full time and doing an MA part time.

Whilst £50+ is a decent income, it doesn't get you very far in London. This is a fairly average wage in London, when you take into account housing costs and even childcare costs. We don't live in Central London either.

I don't like the way that once you reach a certain point, you just get cut off. Surely it would be better to have a sliding scale? I'm not saying that I want more money, but we are stuck in what I saw called was the middle income poverty trap - where we earn too much to get benefits, but not enough to be comfortable. Whilst our income is good, we have a mortgage to pay (which is really high, but renting would be a similar amount) plus food and bills, so we don't have huge amounts left over (I try to be careful with money).

I know we are more fortunate than many, but the point I'm trying to make is that people on higher incomes don't necessarily have much more disposable income.

sorry hun but i live just north of london and have lived in london too and if me and oh had a joint income of 50k per year we would be fine without full tax credits

we survive comfortably on a joint salary of £22500 (as of next year) and £6k a year wtc.. (childcare)

 

[// arcadia]

People with a 50k plus salary should get more benefits?

Lol is all i have to say to that.

Mine and my oh joint income is around 23k we live to our means and i dont expect anything extra, its like some people think this country owes them something :\

Were lucky we have any benefit system at all, its there to help people who genuinely need it.

If you cant survive on your 50k then you must be doing something wrong.

 

[xxxjacxxx]

People with a 50k plus salary should get more benefits?

Lol is all i have to say to that.

Mine and my oh joint income is around 23k we live to our means and i dont expect anything extra, its like some people think this country owes them something :\

Were lucky we have any benefit system at all, its there to help people who genuinely need it.

If you cant survive on your 50k then you must be doing something wrong.

You should actually read the OP's original question, as she WASN'T saying anything of the sort, nor do I see anybody saying that people on 50k should get more benefits Its comments like yours that start off arguements.
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