hulahoop09
Mum to lg and pg #2
- Joined
- Nov 30, 2010
- Messages
- 12,751
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Hiya
Okay so atm we dont claim anything apart from child benefit. me and my husband work full time. We are pregnant with number 2 due end of the year. I will take 9 months SMP and will then return back to work next summer. When number 2 arrives we will get approx £40pm child tax credit. Atm grandparents have my little one while we work but when I return to work next year they will have to go into childcare for the 3 days a week which will cost us approx £1040pm. As it stands atm with 2 children in childcare we would get approx £450pm in child care costs and approx £300pm child tax credits. Obviously all of this would go to the childcare provider and we would top up out of our wages.
I had heard how the government were trying to help working parents with childcare costs etc which of course they would be helping us a lot with the above childcare costs that we could claim as if they didnt we would be stuffed either way. Lol.
But now I have been hearing about Universal Credit and how it will be replacing certain benefits one being child tax credit/childcare costs. I am now worried on how this will affect us come next year and for the few years our toddlers are in childcare while we work. Are they likely to cut what help we can get (hate using the word entitled lol). Are they going to be pushing working parents into hardship with childcare costs instead of helping as promised?
Thanks
Okay so atm we dont claim anything apart from child benefit. me and my husband work full time. We are pregnant with number 2 due end of the year. I will take 9 months SMP and will then return back to work next summer. When number 2 arrives we will get approx £40pm child tax credit. Atm grandparents have my little one while we work but when I return to work next year they will have to go into childcare for the 3 days a week which will cost us approx £1040pm. As it stands atm with 2 children in childcare we would get approx £450pm in child care costs and approx £300pm child tax credits. Obviously all of this would go to the childcare provider and we would top up out of our wages.
I had heard how the government were trying to help working parents with childcare costs etc which of course they would be helping us a lot with the above childcare costs that we could claim as if they didnt we would be stuffed either way. Lol.
But now I have been hearing about Universal Credit and how it will be replacing certain benefits one being child tax credit/childcare costs. I am now worried on how this will affect us come next year and for the few years our toddlers are in childcare while we work. Are they likely to cut what help we can get (hate using the word entitled lol). Are they going to be pushing working parents into hardship with childcare costs instead of helping as promised?
Thanks
