Waiting to start IVF in January anyone else?

[MoBaby]

im going on dh insurance starting jan 1...im going to call and see if there is coverage before picking up meds. im upset so unfair!

 

[beneathmywing]

im going on dh insurance starting jan 1...im going to call and see if there is coverage before picking up meds. im upset so unfair!

Fx! I am on dh's insurance and still on my dad's and they are one shittier than the other!

 

[lizzie78]

Mobaby - so sorry chick that must be a real blow. In some ways I think its easier for us ladies that know we have to self fund, at least we don't get complete shockers like that! FX'd that your DH's insurance can help. Keep us updated xxx

 

[Ilovetomatoes]

Morning Ladies,

Mobaby, sorry to hear about your insurance. Hopefully, you'd be able to work things out.

I still need to catch up on the thread since I haven't been around lately. Hope that everyone is well. Going to see my RE in a few hours and having bloodwork/ultrasound done. Hopefully no more cysts! Am getting a bit anxious to find out.

To all of the new ladies...welcome! :wave:. Less than 2 weeks till January. Woohoo

 

[FirstTry]

I just found out none of my meds are covered afterall. i pay all out of pocket i am devastated. thats around $2500-$3k i wasnt expecting to spend.

Ugh, sorry to hear that, Mo.

I've gotten a little bit of meds free from my nurse at my RE, like when another patient bought too much and donates it. I ended up donating extra as well. So, maybe try that? It probably won't help much if they even have anything to give, but every little bit...

 

[3chords]

Joining this thread, will do FET 2nd week of February but start with Lupron Depot in early Jan.

MoBaby - that really, really sucks about the meds. I am currently battling with insurance as they have not refunded me ANY of my meds costs for the last IVF cycle which btw came out to $5600, so not an insignificant amount of money. My clinic switched to a new e-billing system and so at first it took a month for the insurance to reject me saying they needed an original receipt. So they drew up a manual original receipt for me which I sent in a month ago and they did not start processing until last Friday saying that they are very busy with "everyone" sending in receipts at the end of the year. Allegedly they will process by this Friday. In any event, because I am about to hit my lifetime fertility drug limit with them, my husband's insurance will cover the rest but I first have to get the assessment from my company. In short we probably won't get the money until the 2nd half of January, some 3 months after we paid it. I am sick and tired of the whole process.

And we got our invoice for the FET which is $2200. Seems so "cheap" compared to IVF haha!

 

[MoBaby]

My fet was $3000. But I had no meds with it so I came out good lol. But we've spent about $40k out of pocket already. We have saved for this but it still sucks. Hoping we get a tax return next year (we usually have to pay) so we can put a little back to savings. This really isn't fair all plans do not cover ivf

 

[3chords]

Yeah, I am so jealous of all the women who just get pregnant by so much as looking at their husbands/partners. With this FET we'll be around $30K out of pocket so far, it's the PGS that added a lot of cost to ours but we thought it was worth it, so what do you do?

 

[AngienDaniel]

Hey Everyone! I want to join this thread.
I am having Micro-IVF in January. My cycle will begin on December 31. I am to have day 3 (clinic will be closed on Day 2, January 1st) ultrasound and blood-work. I will start 100 mg Clomid from day 3 to day 7, Gonal-F Day 8 and 9 and then egg retrieval, etc.. As far as I am aware my only issue is that I have no tubes as they were removed during an ectopic rupture in July. (one was hydrosalphinx, one ruptured, both removed) Now IVF is our only option but luckily we are able to do a small IVF so the cost is much less. Also we qualified for Compassionate Care program and I get the meds 75% off. I am thankful cause if it were more money, I would not be able to go forward.
During the Laparoscopy in July when my tubes were removed, the doctor also removed adhesions that were in my uterus and 'cleaned it up in there'. I am excited and so nervous. I suffered 6 early losses before my tube removal and feel blessed to be able to give this another go... maybe even two gos..
My hubby had his SA today and I still have my pap and breast exam scheduled for the 22nd of December. All other blood-work has been completed. Finally.

I have a couple of questions for anyone who knows:
Does insurance cover acupuncture? Does it cover your first monitoring appt?
Does egg retrieval hurt with no anesthesia? Can anyone tell me how much Gonal-F cost for 2 doses? I am trying to get an idea what I will have to pay and doctors and insurance aren't as clear as asking ladies that know..

 

[star25]

Mobaby, sorry to hear about the insurance, as if this isnt all hard enough, I hope you can get something sorted

3chords, good to see you hear too! Looking forward to our fets!

Ilt, how was your blood test and scan? Hopefully no cysts in sight

Angien, welcome to the thread, sorry to hear of your losses, hope the ivf gives you your miraclthe only question I can help with is the egg retrieval, I was awake with a slight sedation and it didnt hurt at all, I was quite awake and thought I remembered it all but when I look back its actually a bit of a blur so the meds they gave me obviously done something! You will be absolutely fine

Hope everyone is well and looking forward to Christmas amd our new year miracles! Xxx

 

[3chords]

Hi Angien,

My insurance does cover acupuncture but only $600/year. My DH has $1000 per year I think so I can use his insurance after I exhaust mine.

I don't think anyone does egg retrieval without any anaesthetic? I imagine it would be very painful and they also do not want you squirming/moving as they are aspirating the follicles. So I am pretty sure they'd give you something for the pain. I had conscious sedation so I was awake but didn't feel a thing.

 

[Comfycushions]

Hi all,

I haven't been posting lately as went on mini break with DH last weekend. That was great after the first day. The first day we had a huge row and he didn't speak to me for the four hours it took me to drive there. That was crap but all's well that ends well i suppose! Then the day day we came home my Dad was taken into hospital and passed away the next day. Although he was quite elderly and had health issues it still was unexpected and a massive shock. Doing OK though and keeping busy.

Despite DH -and my brother-(never would've thought i'd be talking to him about this!) counselling delaying IVF by a month I really want to proceed.
Had my AFC scan yesterday. That was all ok-although the staff were being trained on the use of a new 3D ultrasound machine while I was being scanned. They were all thrilled-me less so. Confirmed will be doing long protocol (pending results of blood test) and will be ordering meds on Monday and starting injections on 7th Jan.

Sorry can't help with any of the insurance queries as in UK or ivf process queries as this is my first time. Mobaby that really sucks that you got a nasty surprise re-meds funding.

 

[MoBaby]

Comfy so sorry about your dad hope you are holding up well. But glad you are starting soon and your scans went well.

I did get my meds. I debated waiting until jan 1 when I have new insurance but they couldn't tell me if it was covered or not so I did save around $2000 and paid $1900 out of pocket. So that's that. I have them and the ones in the cooler are in a bag labeled do not touch, open or remove because I have family staying at my house. Hopefully no one messes with them or peeks.

 

[star25]

Comfy, im so Sorry to hear about your dad, I know how you feel, mine passed away last July unexpectely and I carried on with my Clomid and ttc as think it was the only thing keeping me going
Hope your doing as well as you can be, must have been a big shock xxx

 

[Ilovetomatoes]

Comfy, sorry to hear about your dad. Glad to hear you are going through the IVF process in January.

Mobaby, yayyy for the meds.

Star,no cysts for me! Yaayy. Will start stim on the 2nd now. Super excited and looking forward to it. How are you doing?

Angie, I think some insurance will cover acupuncture. You just need to call yours and ask. Unfortunately, none of us have the same insurance coverage in the U.S. Mine doesn't cover anything at all in regards to IVF. Welcome and good luck!

Hope everyone else is well.

 

[FirstTry]

Yeah, I am so jealous of all the women who just get pregnant by so much as looking at their husbands/partners. With this FET we'll be around $30K out of pocket so far, it's the PGS that added a lot of cost to ours but we thought it was worth it, so what do you do?

Hi 3chords :wave:

So sorry to read of your m/c. Devastating.

Congrats on having 2 normal embies! I'm a believer in FET. My DS was in the freezer for 6 months prior to transfer. Fingers crossed that one or both of them are your miracles!

I'm starting stims soon and will do PGS/PGD. We got no normals with the prior batch, but I'm stacking that up to eggs that were frozen for 4 years before fertilization.

Looking forward to seeing your BFP!

 

[FirstTry]

Comfy: so sorry to hear about your father. That is so difficult.

If you don't want to delay the IVF, then you should continue with the plan, as long as you feel up to it. Good luck and hugs

 

[star25]

Ilt, I'm ok thank you, how exciting you will starting so soon after Christmas!
I'm on my 3rd day of provera so expect af in about a week, I'll then have scratch on day 21 and start fet cycle after that, I'll probably have to wait tomato least day 35 next cycle to start provera again as af never seems to arrive naturally anymore, that means by the time I get that af will be mid Feb at the earliest, the fet takes 2 weeks so I wont be pupo until start of march at the earliest!
So I'm behind you ladies but will hang out and cheer you all on!

 

[AngienDaniel]

3chords, my clinic does allow people to choose whether or not they want to be sedated. I think mainly because it is not a full-medicine IVF cycle. I am just using Clomid and Gonal-F and I wont have anywhere near the same amount of eggs as someone that does a full cycle. I have chosen to for-go the anesthesia as it is 500$ and I have a very high pain tolerance (so far). I am only expected to make 2 or 3 eggs. Maybe even just one. I am hoping the experience is like the HSG or the saline wash--both of those were super easy for me. I am a little nervous about it to be honest. The 500$ savings was a big incentive for me though.
So sorry about your Daddy, Comfy! I understand your need to keep going with your cycle. I figure life keeps going and those of us still living have to keep trudging on.
I have my pap tomorrow. Blah on pap smears and yay to the last hurdle to cross before the start of my cycle!
I hope everyone is prepared as they can be for this next coming week!

 

[FirstTry]

Good luck, Angie! While I was sedated for my egg retrievals, I was not for my amnio, which might be similar. For that, there wasn't a huge amount of pain. I just had to kind of hold my breath and be still for a couple of minutes (like meditating) and then it was over. I hope you're retrieval is painless and goes smoothly.