WTT Girls BAW Thread

[buffycat]

wow....now that would be good!

suppose i could always download a film onto my ipod and watch that at work!

 

[LeaArr]

I was thinking about getting an 8GB SD card for my phone and doing the same thing

 

[buffycat]

gee.....if i did that with my phone i would be squinting.....it is only 1.5" by 2"......facebook is bad enough on there as it is!

(don't get fb at work......)

want a new phone....someone was telling me today about his new phone whereby he got a free laptop with it (18month contract at 30quid per month)

 

[LeaArr]

I have a palm treo. I it.

 

[buffycat]

righteo....home time for me.......

tomorrow is Friday!!!!!!!.....

 

[Chris77]

for Friday's!!

 

[LeaArr]

Yay! Then a week off. I will still pop in during my time off as I am taking a staycation, well, sorta. I will be going to Beautiful Canmore Alberta on Wednesday for my BIL's wedding.

 

[NatalieW]

Evening

 

[Sambatiki]

Hello peeps! :wave:
Sorry I was mia today

Leah & tracy - nice bump pics!

 

[MissyMojo]

hey ladies home form work now off til monday whoop whoop whoop

 

[LeaArr]

Hiya again Ladies!!

 

[MissyMojo]

hi lea xxx

 

[Sambatiki]

lea - for next week off! Im off too! Shall i over!

 

[Chris77]

Ladies, my credit card company is willing to settle with me for 55% less than what I owe! I spoke with DH and he's going to think about it...there's over a $4,000 difference in taking the settlement vs. paying off the whole thing (which we were originally going to do) BUT settling does come at a cost. It will go on my credit as a settlement ie, paying a creditor for less than what was due. So DH has to think about it and let me know. We won't be able to get a mortgage for at least another year, and with all my other bills being paid on time....I say go for the settlement but....I'm not the financial wiz of the family.

 

[MissyMojo]

that sound okay hun i think it sounds better than struggling but thats just me

 

[Sambatiki]

If it saves 4k Id do it! xxxx

 

[Chris77]

Yeah, DH said we're going to accept the settlement! One less bill we have to worry about now and more money we can put away. He's still worried about what it'll do to my credit but he says it's at least 2 years before we can apply for a mortgage at which time, the settlement really shouldn't be too much of an issue.

 

[LeaArr]

lea - for next week off! Im off too! Shall i over!

Yes, just let me know when to expect you so I can have the coffee on.

 

[LeaArr]

Ladies, my credit card company is willing to settle with me for 55% less than what I owe! I spoke with DH and he's going to think about it...there's over a $4,000 difference in taking the settlement vs. paying off the whole thing (which we were originally going to do) BUT settling does come at a cost. It will go on my credit as a settlement ie, paying a creditor for less than what was due. So DH has to think about it and let me know. We won't be able to get a mortgage for at least another year, and with all my other bills being paid on time....I say go for the settlement but....I'm not the financial wiz of the family.

You should do it.

 

[Chris77]

Ladies, my credit card company is willing to settle with me for 55% less than what I owe! I spoke with DH and he's going to think about it...there's over a $4,000 difference in taking the settlement vs. paying off the whole thing (which we were originally going to do) BUT settling does come at a cost. It will go on my credit as a settlement ie, paying a creditor for less than what was due. So DH has to think about it and let me know. We won't be able to get a mortgage for at least another year, and with all my other bills being paid on time....I say go for the settlement but....I'm not the financial wiz of the family.

You should do it.

done! Actually the settlement amount is what I really owe...all that extra $$ was from the ridiculous interest - so they basically just subtracted all the interest $$! Friggin insane! If a regular person does it, it's called loan sharking and it's illegal. If a bank does it, it's called lending and it's perfectly legal!