how much

[purpledahlia]

cos i cant proove ive been working to get mat allowance, and i wont get mat pay cos i dont have a contract and i know she wont give me it, im live in childcare so these ppl wont pay two people when only one is working, i just wont get it and i cant proove anything either.cash in hand ,

 

[MummyToAmberx]

So I'd be better telling him im gonna have to go thru CSA incase he failed to pay.. CSA has helped some poeple but caused shit for others, i cant work out if its good or bad. I dont want him to think all i want is his money i want him to kow his child but i NEED a little bit of money, even just nappies and wipes and eventually a bit of food a week for her.

My employer Fucking me over not gonna gt mat pay, cant get mat allowance, Get income support and child benefit, i guess thats it? council tax and housing benefit - untill i get a job sometime next year.

Reckon if i tell him when im applying for child benefit as a lone parent that they will involve CSA anyways so just warning him, and then that would ''calm the storm'' ??? :S

I always said to OH in my pregnancy i wont be telling CSA nothing because i feel there is no need, grown adults who can sort it between us, my god he took it bad when they contacted him wanted to know all earns.
Just cant win with CSA i say.
You'll be entitled to tax credits, i was getting around £150 a week + CB £20 + income support £60. Trust me you can get by on that. Atm, im living on £47 a week because no longer entitled to working tax credit, which think is a pure ripp!

I certainly would inform him that CSA may get involved. Got there ways after all.

 

[Vici]

Ah, cash in hand. Not paying any NI then!

 

[purpledahlia]

is there tax credits and working tax credits? i wont get working tax credits,

yea i will inform him anyway, i dont wanna burn the candle at both ends but if hes not gonna offer to help his daughter then i dont mind csa, just annoying i wont see much money till i work again, and i WILL be getting a contract this time!!!! haha

 

[EmmanBump]

i think its like 43 pounds ??
well thts what my best friend gets anyway, sorry i cudnt have been much help hun

ooo is ur due date dec 18th? xx

Yeah 18th Dec! But recently changed to 20th, im going by 18th tho aahahahah!

Thats my birthday hehe
and im due the 17th hehe xx

 

[purpledahlia]

i dont earn enough to pay NI anyways even if i was registered, i earn under the threshold.

this job was a temp job while i got qualified to give me mroe experience, get my peadiatric first aid, level 3 diploma in childcare learning and education, my driving lisence and my years live in experience, was looking for a new proper contracted (more pay )job when i found out i was pg, shitty timing is all. this job has been invaluable even tho i have hated it since xmas!

 

[jmac]

There is a standard percentage formula that gets applied taking account of salary, benefits, other family commitments etc etc etc and then it seems that there can also be some discretion around this as well.

When assessed using CSA calculator some years ago (but not agreed through CSA but solictors instead) my DH's payments were £220 per child per month (so £73 ish per child per week). Him and his ex-have now agreed things more civilly and he's upped it in line with his salary/kids' changing needs (eg two of them are now at uni so he pays them direct rather than money going to ex etc).

There's such huge variation and so many factors that it's hard to just put a number on it as everyone's circumstances are wildly different.

 

[purpledahlia]

and i also asked her many times to register me, but it wouldnt of affected my pay as it was so little, it would of just cost her more. so guess what.... it never happend, surprise surprise

 

[purpledahlia]

There is a standard percentage formula that gets applied taking account of salary, benefits, other family commitments etc etc etc and then it seems that there can also be some discretion around this as well.

When assessed using CSA calculator some years ago (but not agreed through CSA but solictors instead) my DH's payments were £220 per child per month (so £73 ish per child per week). Him and his ex-have now agreed things more civilly and he's upped it in line with his salary/kids' changing needs (eg two of them are now at uni so he pays them direct rather than money going to ex etc).

There's such huge variation and so many factors that it's hard to just put a number on it as everyone's circumstances are wildly different.

yeah thats true. I was just not sure how much i could realisitcally expect CA or not, im just trying to work out what ill have to live on and how ill manage and budget. But i guess ill just add£20 from him for my 'workings out' but if i can get more thats a bonus. My parents will help now and again if i need it im sure, im just stressing about bills and stuff.

 

[Buffy71]

Have you spoken to the CAB ? I'm sure they'll be able to give you some advice on what you are entitled to?

x

 

[purpledahlia]

no not yet cos im waiting till next week ill be moved home, registering for jsa for two weeks then it changes to income support, i was gonna make an appt maybe end of necxt week n go in. i need to ask bout housing benefit etc too. wont get a council house so HAVE to go private need to find out how it works when i cant afford rent!!

 

[Emma1980]

PD you are in the same boat as me, i worked cash in hand so cant prove it blah blah and ive been desperately trying to work out what i can get, i was reading thru the pregnancy book the hospital gave me last night and i did notice that we can claim incapacity benefit from 34 weeks til baby is 2 weeks old, its better than nothing!!

I so wish i'd made my employer put me thru the books, argh!

On the house thing i'm a bit luckier, i'm moving in the next few weeks but privately renting thru someone i know so theyre completely understanding that it may take a while for HB to catch up with them and they dont want a deposit or any rent in advance!

 

[purpledahlia]

oh really, incapacity benefit is that instead of income support??

i wish i knew someone who cud rent me somewhere but for now privately is the only way i can go. can stop at my parents for a few months and they have loads and loads of furniture i can have for my place when i get one. Ive managed to save 2200 and thats basically ALL i have, it was bloody hard living off nothing and i meanwhen you earn SO little, to have saved that is good. so i will have a deopsit but i just dont wanna use it! haha, i want it to just be there earning interest! ggrrr

 

[Emma1980]

Thats fantastic, i have nowhere near that saved, i'm relying on housing benefit paying mine! i'm gutted cos i actually only worked about 10 hours a week at the pub i should of forced him to put it thru the books cos thats enough to get MA, but nope, grrrrrr!!

I'm almost certain its aswell as income support, but only for those 8 weeks, its about £65 a week, so it should push you up to the amount you would get off MA or SMP, i havent looked into it much as only found it out last night... but it said you should claim for MA and when they reject the claim they will automatically put you forward for IB...

when your getting that no more the family tax credits should again push you up about £60 a week, so its really not all that bad thank goodness!

oh, something i did notice about the IB is that you must of worked in the last 3 years, i just assumed that you would of? i should learn not to do that lol.

 

[DizzyMoo]

If you go through csa you are safer tbh hun , You would get £20 a week off him & no your money would not alter at all!!

Problems can start if you don't go through csa, if the government find out he is paying you then you can be made to pay back some of your benefits as you will of been over paid.
Aswell as that all he has to do is ring the csa to say he has been giving you money cash & the income support you get is immediately stopped until this is confirmed how much you are in reciept of. He can also just stop paying you as & when it suits him too.
Or 1 week give you 1 amount & the next nothing.

If it goes through csa you will get your income support & he would have to send his money to the csa, they then forward your maintenance to you. You can go through csa & arrange for him to pay cash but its to risky, what if he doesn't pay?
The csa would tell him how much to pay...so if he gives you £40 a week then £20 would be deducted from your income support if that makes sense. You are only allowed £20 whilst on benefits anything else is taken to go back to the government for paying you benefits & housing etc .

csa are hard work & you do have to chase them up but at least you know you will defo get your benefits everywk, & then just use maintenance as a bonus if & when you get it.

 

[Emma1980]

I agree in the most part with what dizzymoo said, you definitely get something if you go via the CSA but its not always the best way to go....

for FOB, they take £160 a month of him and the mother of that child gets £10 a week, so we have agreed not to go thru the CSA for now, but i have assured him the first payment he misses i will not hesitate to call them

he does this with his other child, pays her £45 a week every friday and this worked out better for them both, hope it works for us too!

ahh the joys of him soon having 4 kids to 4 different women!

 

[Kirstin]

Didnt read the whole thread sorry has he offered to pay maintenance?

 

[purpledahlia]

yeah thats true. im just scred to bring it up with him. Yeh i have worked in the last 3 years, my last job was also live in chilcare and i earned HALF what i get now but they still registered me, they didnt even have to pay anything to have me cos i earned so little. but it was al done properly, and before that i had 2 jobs at the same time etc,

I have saved that but its jut to live off next year, i dont really wanna touch it if i dont have too id rather it be there for like after easter time and if i get stuck in a flat when i get one with a large bill or something, or for example paying a tv liscence for a year would come out of that. i really dont want 800 odd to come out for a deposit! ggrrr.

ill look into the incapacity benefit thing, i cant really apply for MA tho cos i cant proove iv worked while iv been pregnant, i had a job at the kids school 10 hour a week ut it was only for 10 weeks.. dont think that enough for MA. x

 

[DizzyMoo]

The minimum amount you will now recieve for csa is £20 a week it went up from £10, csa are a bag of toss though . They haven't helped me at all BUT when fos started playing up & refusing to pay at least my income support still came. I would never risk going by cash in hand of a dad or you risk a drop in income support & then the possibility they dont pay. Far to risky when you have a child to care for

 

[purpledahlia]

No money hasnt been mentioned at all yet, and when i made a blunt point about not having much of it and the fact of me visiting him and his family here in london might sound easy but actually would cost me about 300+ for a week down here he got all aggressive cos he says i ''put my point across a bit too bluntly'' but i dont see how or why i should pussyfoot around?? i think he is coming over this evening and i dont know if were talking about serious stuff or not.. i guess i cud bring it up but im a bit scared!