Bombshell, I have Cigna. NDH, I'm also planning on an unmedicated hospital birth (which is what I had with my DD). Unfortunately it was a traumatic experience, I didn't have a clear head, had some complications, my midwife did something that scared the heck out of me when my husband left the room to go tell our parents we had a baby... It was just kind of a nightmare. Due to that, I'm having a doctor deliver me this time, in hopes of less complications. And as much as I love DH, he doesn't really know how to handle me when I'm in pain. He's not much support. I barely remember him even being in the room with me til I started pushing. Honestly, I don't know what I would have wanted him to do.... But I don't even recall him being there. (He def was). My mind was so fuzzy...