I've thought about it. At $1000 a month, in theory, I will be able to afford it. Like I said, if I can't pay in full by the date, it'll just be pushed ahead. I'm only going to try between October and January, and if nothing, then I'll take a break. This will go around schooling (would give me due dates of July through September-ish). This way, I can plan to take that year off before going back for my second term, if need be. I might even, at that time, decide to wait until all of my schooling is done. Either way, the earlier the better chance of it being successful.