Gypsy, you should be covered anyway. Spermies survive for at least 3 days, up to 5. And you should O in 24 - 48 hours after getting a positive OPK. I O within 24 hours. I've never had O bleeding but it's not problematic, some women just have it and it doesn't affect their fertility.
I get O pain a couple of days before O and it stops after I've ovulated. I get bloated around O, too. CM dries. I don't temp or check my CP.
I'm currently 2 dpo, what's done is done, all I can do now is wait. If I don't get my BFP this cycle, I might increase my clomid dosage. I'm afraid of hiperstimulation or multiples though.