BFN this morning, but tomorrow is FRER day (oh, and Father's Day, almost forgot, lol). I kept checking to see if my loan had come through, then I got an email stating they were closing it out with no further information! Then I finally had 10 minutes to CALL (since our representatives were NOT showing up at work like they used to), had to go through the whole automated system, told me to try voice recognition, got halfway through it and it wanted my PIN number, um, what PIN number? Hung up, called again, finally got hold of a LIVE PERSON who got the loan process started AGAIN. This was THEIR fault, they did NOT email or mail me the actual loan papers I needed to sign the first time, but they did the second time. I faxed those out Friday morning and we'll see how long it takes (I was told 3-5 business days once it's approved, but it's my own money I've saved & am taking a loan against, so I think I have it). This is cutting it pretty darn close if this cycle didn't work! I had to put my Bravelle & trigger shot on my credit cards & maxed those out, sperm processing on AmEx to pay off in 3 weeks, and used up all my Health Savings Account money on the ultrasounds & actual IUI (minus $10 I had to pay out of my wallet). So yeah, if I am to proceed any further, I NEED this loan! Most people talk about the emotional toll of fertility treatment, but the financial toll is my greatest stress! I HAD the money saved up until I had to pay for allergy testing & hospital ultrasound from late last year out of it, ECHO, MRI, and EKG from it JUST for the cardiology clearance, too, so there went all that money I saved up. Drives me nuts! I'm blessed that I was able to take advantage of a wellness program at work the last couple of years where I got $1600 (you can earn up to $800 per year) for maxing out the education & wellness stuff they wanted for the program. That is the cost of my ECHO. Ok, now I'm going to stop blabbing.