clio
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Clio: how about Canada? Was your birth free of charge? My emergency c-section total here in the us including doctors appointment and the whole ordial was about $20.000,00!! So glad we have insurance otherwise you cannot afford to have a baby down here! I know that most insurance here don't pay for fertility treatments. How is it in the uk and Canada?
Yup. Totally free of charge. All doctor's app'ts free of charge. Midwives are covered here, too, so you don't have to pay for a private midwife either. I went to L&D four times during my pregnancy because of suspected problems, and wasn't charged a dime (nor did I have to wait). I went to the ER twice--never charged. I also had an EMCS and no charge. I then didn't have to pay for the three extra days I then had to stay in the hospital. Of course, we do pay for it in our taxes, but not an exorbitant amount. I think if you ask any Canadian if they wanted to get rid of our Universal Health Insurance, they'd tell you no.
I'm actually quite shocked by the premiums and deductibles you guys have to pay. I've heard of people paying $1,200 a month. And I know someone else who has an $8,000 deductible (she lives in Cali--I think this makes a difference?)
ETA: Oh, and about the fertility treatments, my husband's insurance covered the entire cost of the extremely expensive injectables we used to finally get pregnant. But I think I'm a rare case. We had to pay for the IUIs (and the IVF we had already set to go), but other provinces like Ontario or Quebec either pay for IVF completely, or subsidize it. This will never happen in my province, however. I live in a very conservative province.