wibble wobble
Well-Known Member
- Joined
- Jul 10, 2011
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- 139
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just sat here cutting my credit card up into tiny little pieces..... decided I'll put a better effort into paying off debts. The bank sent a letter to say they were putting up the interest rate so I could pay off at the old rate still but I'd have to cancel the account or pay a much higher interest rate. I have to say it's quite theraputic (sp) bending the card back and forth until it snaps over and over .... I feel like I'm more in control now that I know whatever I pay off my balance each month isn't re spendable at the end of the month when I've used up my wages. I really wish I'd been more careful with money in the past and stayed away from credit cards... I didn't need them, I just got them because of greed. I fell right into the buy now pay later trap. It might take me a while to pay off the balance (a couple of years) but I've learnt the lesson at last..... just wanted to share, it feels like a personal achievement, like I'm growing up and taking responsibility