vbaby3
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- Aug 3, 2010
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Hi ladies,
Well financially we're in a pretty crap position too.
I was made redundant when on maternity leave with shay.Was happy about that coz really didn't wanna go back and leave him in creche,so we had my redundancy money to supplement dh's wage(he only earns a little over minimum wage)
By the time oran came along,I really could of done with getting back to work,money was tight but childcare for 2 kids would have cost more than my wage so would have made no sense.I do love being a stay at home mam though.
In the last yr,dh had had to take a paycut,they've cut all overtime,and in the last budget the government added income levys and extra tax to everyones wages.
We've another budget coming up nxt wk,don't know if you've seen the dire state of ireland on the news,but basically this budget is gonna be horrendous,which is so scary considering we're only making ends meet.
Half dh's monthly wage goes on the mortgage alone!
Things look bleak,and budgeting is my middle name!I started santa shopping last august!a couple things every wk.
The way I look at it is as long as we can pay our mortgage/rent, feed our kids and heat our houses thats the main thing,I've come to the point now where i'm soooo sick of worrying about money,worrying isn't gonna change anything,i'm just grateful for what we have!
wow madly your bump is lovely and roundy now!!!!
Must post a 20wk pic in a few days,compare with my 16wk 1,though don't know if there's much of a difference.I can still pass for unpregnant depending on what i'm wearing!!
Well financially we're in a pretty crap position too.
I was made redundant when on maternity leave with shay.Was happy about that coz really didn't wanna go back and leave him in creche,so we had my redundancy money to supplement dh's wage(he only earns a little over minimum wage)
By the time oran came along,I really could of done with getting back to work,money was tight but childcare for 2 kids would have cost more than my wage so would have made no sense.I do love being a stay at home mam though.
In the last yr,dh had had to take a paycut,they've cut all overtime,and in the last budget the government added income levys and extra tax to everyones wages.
We've another budget coming up nxt wk,don't know if you've seen the dire state of ireland on the news,but basically this budget is gonna be horrendous,which is so scary considering we're only making ends meet.
Half dh's monthly wage goes on the mortgage alone!
Things look bleak,and budgeting is my middle name!I started santa shopping last august!a couple things every wk.
The way I look at it is as long as we can pay our mortgage/rent, feed our kids and heat our houses thats the main thing,I've come to the point now where i'm soooo sick of worrying about money,worrying isn't gonna change anything,i'm just grateful for what we have!
wow madly your bump is lovely and roundy now!!!!
Must post a 20wk pic in a few days,compare with my 16wk 1,though don't know if there's much of a difference.I can still pass for unpregnant depending on what i'm wearing!!