Ahh Paintrider im sorry you having a bad day hun! I had one yesterday with my gynae being off with me because we have chosen not to do downs testing. If its any support, here you either pay big monthly fees for private medical care or be subjected to extremely poor government services. I was not on medical when we found out about our miracle ..So we are paying privately for this pregnancy. Its not coming cheap and every month it gets more expensive. Im feeling super stressed too! Big hugs your way!!
Not sure if you only turned down the test because of cost, but here is my experience so far in Texas.
I saw an explanation of benefits from my insurance company from where they turned down the genetic testing bill. The bill for testing on the baby was for about $2500 and the other for testing me was about $7000. So far, the genetic testing company sent me a bill showing over $3000 in charges but only asked me to pay $49, the other charges showed as write-offs. I am not sure if another (hopefully only $49) bill for the balance will be forthcoming.
I am starting to feel stressed too, about stuff like I know nothing about taking care of babies! There are all of these classes I can take at the hospital, I'm not sure how many of them are really important.