sorry its been so long, im so ashamed of myself
i had £50 in my bank when made my first post which should have been enough if we kept to our budget but things didnt work out like that. i am now £200 into my overdraft
but... it was for thiings i can save on on payday, like 60 went on a small asda food shop as we ran out of food due to electric going off for 2 days in the snow and loosing food. but i can make this 60 bk as i will not need so much when we do our shop on fri which is payday. well hopefully. and then i spent 30 just now on ebay on hubbys vday pressie and hes used 40 on fuel.
so my new plan is to pay the rest of od off with my hip grant when it comes as i was going to use this for baby stuff which we now have but the cot
so im going to start over again starting from friday!!
using 30 a week 100 into savings and 20 into sons savings.
then on 20th hubby gets his 4 year money which is about 4000 so we using 2000 of this on a sofa , and then getting new hoover, and baby cot, going to pay of the next account which is only 120 then split the rest between savings, bills and spending
so this should get us sorted anyway so il have no excuse, plus my dad should be setting up a standing order for 50 a month as he owes us 400 for a car and my bro owes me 100 which hes paying on sat, so yeas i def have no excuse!! i just need to stay of the likes of ebay i have a habbit of well i have extra money i can spend, cant blame myself totally thoough hubby is just as bad lol!!
glad everyone else seems to be doing better than me
for you all
hopefully next month i do better!!