Memma you truly are a saint! Last month one of our girls was afraid to test. Even after her period was 5 days late. Guess what?? Bfp! I wouldn't be discouraged at 12 dpo. My sister didn't get a pos test until she was like 3 months pregnant with Dd. Even after she had blood work and scans they would still come up negative. And I got my pos late. It happens a lot. I get just wanting to wait until AF shows too, especially since you've made it this far.
I took another test this morning. Bfn. But then I got a gush of fluid and thought thanks AF for being an ass and waiting til just after my test to show. But it was cm! My period should be here sometime today. Although once in a blue moon I have a 28 day cycle instead of a 25 day one. At least I have to work today and tomorrow which will help occupy my mind one way or another.
And I agree, all of this peeing on our dollars should amount to something!!