Hi Ladies.. I am TTC as well. Technically going into 6th cycle, but only counting as 3rd. Why? cause I figure if you know you are not having sex at the right time, why count it as trying. I sure hope this is a lucky thread for us all... I too do not have insurance and am just starting out in life, but hey, we all have to start somewhere. A little about me, I will be 30 in a month and my husband is 32. We have been together for 11.5 years making this a bit harder than one would expect because you no longer have that "new" feeling that can help making baby easier.....completely bumbed when af started this am, but maybe this will be our lucky cycle.... I always wanted find out I was pregnant for my birthday or Christmas, so here's hoping... sticky baby dust and luck to all.... thanks for letting me post.