i'm so sorry, stuck. i just want this to not happen to you.
i'm sure it's the last thing you want to think about right now, but when dh and i were recommended for icsi, i heard about this organization on a radio program. they grant ivf scholarships to couples in financial need. it's a lengthy selection process, but might be worth it if you decide to go down that road in the future.
https://www.inciid.org/down.html