simplymuff
Well-Known Member
- Joined
- Jun 27, 2012
- Messages
- 105
- Reaction score
- 0
I know most group insurance plans have good maternity options. DH and I have individual insurance that our DH's employer pays for. The insurance company would not cover us if we conceived before the insurance coverage started. They would also not give us coverage if were already pregnant because it would be a "pre existing condition". I think its a good idea to have insurance before you conceive, if you plan on using it. I purchased the maternity insurance in March and had to wait until June before we could conceive... because of a mandatory waiting period. It was very stressing!! A normal delivery here cost $5,000 but if complications made it so we needed a c-section it could be $30,000. It would just be way too expensive for us.
i was under the impression that if you are a new employee then they cover it---a friend of mine was preg before her husband got his job and since he was a new hire, insurance covered it
Yes, I think they do. Group coverage is a lot better than what I have. I have it outside of my employer.