I'm still waiting for my post-op appt..its tomorrow. We did start christmas shopping..DH got me a kitchenaid stand mixer (been wanting one forever) annd he gave it to me the day we got it! he said i could just have it now and not wait til christmas. I have my step mom, lil sister, sister and my mom done. I just talked to my mom about this xmas issue last night..and for the past 2+ years, my dad always gets us something, but then makes these empty promises to get us more stuff at tax time..which never happens. Last year he was supposed to give dh and i each $75 and we didn't see that of course--he bought his step son, step daughter and wife all new laptops..and my sister and i(his only biological children) didn't get anything that expensive..it pisses my mom off so bad. So, if he asks, i'll say we couldnt afford it. My mom said that the thing i got my step mom i could just keep for myself or give it to my MIL.
We are also starting Dave Ramsey's TMMO https://www.daveramsey.com/new/baby-steps/
We already have step 1 basically done, dh has farm income so just waiting to sell his soybeans and we'll have close to 3k in our other acct. Then working on step 2. We should be pretty much debt free come march 2015, except for student loans and our house.