Arturia - Aw Hun first and foremost
. Depression can be such a hard thing to go through, and it can be equally hard on those who love a person with depression. As one of those useless people
with 2 years of masters level coursework in my area of speciality and an "arts degree," I can say his attitude is not uncommon. As a sister to two siblings who struggle with mood disorders, I can say I have heard those reasons before. Sadly depression is one of the hardest disorders to treat, because it's so challenging to even get the people who need help through the doors. Anxiety is uncomfortable, so people usually reach a breaking point and come in for help, but with depression there is so much inertia.
It probably won't help at all, but I can tell you that besides the two years of specialization after four years of undergraduate studies in a related area, those individuals practicing CBT also have thousands of supervised hours in the field and they have all passed rigorous exams that have pretty low pass rates. I can also tell you that study after study shows that CBT alone is more effective than medication alone, but often together is best.
When my family was resisting treatment, I went in myself for support to set the example. My mom started going soon after, and then my brother. It's been years, but my sister is now finally seeing someone too. It is absolutely available no matter your situation. Many therapists have sliding scales, and my sister is getting it through medical.
Mindfulness is also showing some great promise in treating depression. You can find self-directed workbooks for it on amazon. Sounds like he'll need more than that, but it's a start.
Also I'm not your typical psychologist. I have a BA in Cognitive Science and a BS in Biological Sciences. As an undergraduate, I worked in the Lab for Cognitive Brain Research and specialized in Cognitive Neuroscience. My MA is in Clinical Psychology, but I specialized in Behavior Analysis, which is very scientific - The degree at my school is actually now an MS in Behavior Analysis. I'd be the first one to tell you there's a ton of bullsh** and explanatory fictions in psychology, but I do endorse CBT and Mindfulness as they both have evidence to back them up. I also highly recommend Acceptance and Commitment Therapy which is based on the science of behavior, but practicing clinicians can be hard to find.
I hope you and your husband find what works for you and wish you all the best for the future whatever you may decide. Sending massive hugs and well wishes your way